10 Best Crypto Apps For 2022

Last Updated September 5th 2022
17 Min Read

There currently are hundreds – possibly thousands – of cryptocurrency apps around today. Each is designed to serve a specific purpose and appeal to different crypto trader/investor needs - from offering the lowest trading fees, the widest selection of cryptos, crypto custody services, price alerts, and passive income opportunities to presenting users with the most beginner-friendly interfaces. How, then, do you find the best crypto apps in 2022?

Well, it starts with understanding your crypto trading/investing needs and then exploring the market to find the best cryptocurrency app that appeals to these needs.

To help you get started, our analysts have explored the market and uncovered what they believe to be the best apps for crypto in 2022. In this guide, we will discuss the top 10 - telling you what makes them stand out and why you should consider adding them to your profile. We will also show you how to identify the one that best appeals to your needs.

Read on. 

The Best Cryptocurrency Apps In 2022

Here is a quick outline of what our analysts – and the larger crypto community – consider the best crypto trading apps in 2022.

  • eToro -  Overall Best Crypto App In 2022
  • Crypto.com -  Best App For Crypto-Backed Lending
  • BitStamp -  Best Cryptocurrency App With Low Trading Fees
  • Unhold -  Best App To Buy Crypto with Anything
  • Binance -  Best App For Real-Time Trading
  • Coinbase -  Most Beginner-Friendly Crypto Wallet App
  • DeFi Swap -  Beginner-Friendly DEX for Swapping Altcoins
  • Aqru -  Best App for High-Interest Rates On Staked Crypto
  • Coinmama -  Best App To Buy Crypto Instantly
  • FTX -  Best Crypto App For Portfolio Tracking

 

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

Below, we discuss each of these top crypto apps in detail. We introduce you to their core features and tell you why they are worth downloading.

The 10 Best Apps From Crypto Reviewed 

Most of the best crypto apps listed above are massively popular and have a near-global presence. But we looked beyond this popularity and accessibility when coming up with the list of best cryptocurrency apps in 2022.

We checked their reputation and reliability, confirmed their trading fees, tested usability, vetted security and customer service, and even confirmed their transaction processing speeds.

Ultimately, we settled on the following as the best crypto apps. Let us discuss each in detail:

1. eToro – Overall Best Crypto App in 2022

etoro crypto exchange

eToro tops our index of the best apps in 2022 because of its rich pool of integrated features. We especially liked the fact that it captures all the important aspects of the main eToro exchange – from security to its appeal to both novice and expert crypto traders/investors. The app has a smooth client onboarding process and an easily navigable interface and hosts a wide range of cryptos while integrating the most advanced trading and analysis tools.

The eToro app also makes it to our basket of the best cryptocurrency apps because of its low cost of trading and even lower deposit/trading minimums. You only need $10 (if you reside in the US or UK) to start buying crypto on the eToro app. 

This deposit can be made via various popular online payment processing services, including PayPal, bank wire, ACH, credit cards, debit cards, and eWallets like Skrill and Neteller. There are no deposit fees, and the transaction fee for all crypto purchases is fixed at 1% of the trading volume.

Other factors that make eToro the best app for crypto trading in 2022 include the fact that it is a multi-regulated cryptocurrency exchange. Not forgetting that it provides free crypto wallet services to its users. But even more importantly, users are drawn in by its commitment to the security of client funds, especially the fact that it has never been hacked.

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

2. Crypto.com – Best App for Crypto-Backed Lending

crypto.com exchange

Crypto.com describes itself as “the world’s fastest growing crypto app.” While this may be true, especially when you consider that it currently has 10+ million downloads on both Google Play Store and Apple App Store, it features on our list of best crypto apps primarily because of its crypto lending feature.

Crypto.com app lets you borrow up to 50% of your staked crypto and pay it back at a competitive interest and in affordable instalments of up to 12 months. All the while, the staked crypto continues to grow at an interest rate of up to 14.5% p.a.

In addition to the passive income generation feature, we feature Crypto.com among the best cryptocurrency apps in 2022 because of its user-friendliness. This starts with a smooth client onboarding process and extends to low deposit/trading minimum limits of $20. It further extends to support for a wide range of deposit options, including debit cards and PayPal and covers its highly intuitive interface.

Other factors that make Crypto.com one of the best crypto trading apps include the fact that it supports a wide range of cryptocurrencies – up to 250 and their crypto pairs. We also like that it provides users with a free crypto wallet and maintains competitive trading fees. To buy crypto on the app, you will only have to pay a maker/taker fee of between 0.4% and 0.1% - based on your 30-day trade volume on the exchange.

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

Read Also: Best Beginner Crypto To Invest In

3. BitStamp – The Most Reputable Crypto Trading App

Bitstamp crypto exchange

Established in 2011, Bitstamp is one of the oldest and hence among the most reputable crypto exchanges in the world. But this isn’t the only reason we consider it one of the best crypto apps in 2022. 

We also include it here because of its support for a growing number of cryptocurrencies and competitive trading fees. Today, you can trade 50 cryptos – including all the most popular coins – on Bitstamp. And you only have to pay a maker/taker fee of between 0.5% and 0.25% - based on your 30-day trade volume on the exchange.

We also feature Bitstamp among the best cryptocurrency apps today because of its commitment to the safety of client assets and [personal data. The app, which is currently available on both Google Play and the Apple App stores, features solid security safeguards, including a strong password and biometric authentication. It also provides users with free wallets and holds as much as 98% of their private keys in an offline vault.

Other factors that make Bitstamp one of the best apps for crypto trading include its fast transaction processing speeds and support for a wide range of fiat deposit options. Plus, it doesn’t maintain a minimum deposit limit and gives users access to real-time price charts. It also features an intuitive user interface that integrates a range of trading, analysis, and research tools.

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

4. Uphold – Best App to Buy Crypto with Anything

Uphold exchange

Uphold has become synonymous with its unique “anything to anything” trading model. This implies that the fast-growing mobile app will let you buy any of the 200+ supported cryptocurrencies with hundreds of other supported financial instruments. Therefore, unlike other crypto apps that will only let you buy crypto with another crypto or fiat currency, Uphold lets you buy crypto with fiat currency, stocks, another crypto, and even commodities.

But this stand-out feature isn’t the only thing making Uphold one of the best crypto apps. Others include its user-friendliness and low trading/deposit minimums. For starters, Uphold maintains an easily navigable and beginner-friendly trading interface. It doesn’t have minimum deposit limits or account balance minimums, and you can start buying crypto with as little as $1. Spreads vary depending on preferred crypto but are highly competitive.

Other factors that make Uphold one of the best crypto trading apps include the fact that it, too, allows for passive crypto investing. Today, you can stake 9 popular digital currencies and earn up to 19.5% APY interest. Uphold also provides crypto custody services and is fully reserved, i.e., doesn’t lend your assets to third parties.

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

5. Binance – Best App for Real Time Trading

binance crypto exchange

Binance is arguably the most popular and largest crypto exchange in the world. The app has been downloaded 50+ million times and has a rating of 4.5/5 after 1+ million reviews on the Google play store and 4.7/5 after 120k reviews on App Store. 

In addition to this popularity and solid reputation, Binance also makes it to our basket of best crypto apps in 2022 because of its ultra-fast fast transaction processing speeds. It also makes it here because of its unmatched crypto trading volumes – making it most adapted to real-time crypto trading.

The Binance app also features among the best crypto trading apps because of its rich pool of crypto resources. It, for instance, features a wide range of advanced analysis, trading, and risk management tools. It also integrates a wide array of passive crypto investing tools - from Binance Save, staking, and lending, to liquidity farming, and they all pay competitive interest rates for invested crypto. Not forgetting that in addition to the 600+ supported cryptocurrencies, you can now trade NFTs via the Binance mobile app.

We also rank the Binance app highly among the best cryptocurrency apps in 2022 because of its commitment to the safety of client funds. It provides users with a free crypto wallet, holds more than 90% of their private keys offline, and maintains a $1 Billion insurance fund for the remaining amount. The app is also ultra-secure and integrates such security features as strong passwords, biometrics, whitelists, and delayed withdrawals.

Other factors that make Binance the best app for crypto trading include its low trading minimum of $1 as we as its competitive trading fees. Here, deposits and withdrawals are free, and you will only pay a maker/taker fee of between 0.1% and 0.04% - based on your monthly trading volume. And if you settle the crypto trading fee with BNB coins, you qualify for a 25% discount.

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

6. Coinbase – Most Beginner Friendly Crypto Wallet App

coinbase crypto exchange

Coinbase is one of the best crypto apps for digital currency traders and investors with no-to-limited crypto trading/investing experience. It maintains one of the most straightforward client onboarding processes and operates a highly navigable user interface. These are then complimented by a wide range of educational content integrated into the app.

We also feature Coinbase among the best cryptocurrency apps because it integrates the buy crypto instantly feature. This allows you to convert one crypto or fiat for another crypto without going through the order book. 

Furthermore, you only need a minimum of $2 to start buying supported cryptocurrencies on the platform. And the amount can be deposited via such popular payment options as credit cards, debit cards, bank wire transfers, and eWallets like PayPal.

Other factors that make Coinbase a top crypto app – with more than 10 million downloads – include its free crypto wallet and commitment to the safety of clients' assets. The exchange stores as much as 98% of your private keys offline and insure the remaining 2%. It then supports such security measures as biometrics, strong passwords, and whitelisted addresses. It also makes it here because it lets traders/investors create crypto portfolios and earn highly competitive interest on staked digital currencies.

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

7. DeFi Swap – Beginner Friendly DEX for Swapping Altcoins

Defi Swap exchange

While all the other apps we have discussed here are mobile versions of centralized exchanges, DeFi swap stands out as the only decentralized exchange app on this list. It, therefore, appeals to crypto traders and investors who wish to trade and earn crypto pseudonymously.

We feature it among the best crypto apps because of its beginner friendliness - thanks to its decongested and easily navigable interfaces. This interface only features three crypto trading/investing options.

First is the Swap option that you can use to swap hundreds of supported altcoins and tokens. Secondly, you have the staking option that pays highly competitive interests – sometimes more than 100% - with fixed lock-up periods of between 30 days and one year. Lastly, the liquidity feature lets you contribute liquidity to one or multiple DeFi Swap pools and get to share in the fees made by the pool.

DeFi Swap ranks highly on our index of top crypto apps in 2022 because it supports anonymous trading. You, for instance, don’t need to create a user account to use DeFi Swap; just connect it to your Metamask wallet. It also features here because of its ultra-fast transaction processing speeds and support for a high number of tokens.

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

8. Aqru – Best App for High-Interest Rates on Staked Crypto

Aqru exchange

Aqru is a crypto savings account and one of the best crypto apps for anyone looking to earn competitive interests on staked crypto. Established in 2019 by Accru Finance Ltd, the app provides crypto investors with a platform where they can convert their crypto at highly institutional level rates, buy all the most popular digital currencies, and earn competitive interest – up to 8% APY on staked assets.

Unlike most other crypto staling apps, Aqru doesn’t have a lock-up period for staked assets. Interest is tracked on an hourly basis and paid daily - implying that you can withdraw your coins at any time without risking the earned interest. These cryptos can be deposited directly to Aqru or purchased on the app using either EUR or GBP fiat currencies. 

The minimum you can deposit into Aqru is $100 through payment options like bank and cards. The app will then process the purchase through a fiat-to-crypto onramp like MoonPay. On the other hand, crypto conversions are instant, executed at institutional exchange rates, and only attract a 0.35% commission.

We also feature Aqru among the best apps for crypto because of its commitment to the safety of client assets. It has integrated such security measures around the app as two-factor authentication, biometrics, and whitelisted addresses. Your deposits into Aqru app are also insured by multiple agencies.

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

9. Coinmama – Best App to Buy Crypto Instantly  

Coinmama crypto exchange

The Coinmama App describes itself as one of “the easiest ways to buy and sell cryptocurrency.” Adding to the fact that the exchange has been around since 2013, it could also be said to be one of the oldest and most reputable exchanges to buy crypto. But it makes it our index of best crypto apps in 2022 because of its ease of use, especially the support for the buy crypto instantly feature.

Note that unlike most of the crypto apps we have discussed above, Coinmama is crypto investing - not a crypto trading - platform. This implies that while you can buy a growing range of crypto assets on the Coinmama app, you can only sell Bitcoin here. Further, note that Coinmama doesn’t offer crypto custody services. Therefore, you need to first acquire a third-party digital wallet before purchasing crypto on the all-popular app.

Despite these shortcomings, however, the Coinmama app has been downloaded 100K+ times on Google Play Store. What then makes it a top crypto app? 

For starters, its beginner friendliness – seeing that it maintains a straightforward onboarding process, also features an easily navigable/intuitive interface and lets you buy crypto instantly. It also ranks highly among the best apps for crypto because of its fast transaction processing speeds and competitive crypto trading fees – between 0.9% and 3.99%.

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

10. FTX – Best Crypto App for Portfolio Tracking

FTX crypto exchange

FTX is the trading app of the all-popular FTX exchange and one of the fastest-growing crypto ecosystems. It’s also one of the most innovative crypto apps and has already hit 5+ million downloads on both Play Store and App Store.

Some of the factors that help it stand out among the best cryptocurrency apps include its support for a wide range of digital assets, integration of crypto derivatives, straightforward client onboarding, a quick crypto buying process, low minimum trading limits, and even lower transaction fees.

To start buying crypto on the FTX app, for instance, you only need to deposit $10. This gives you access to hundreds of digital assets and such crypto derivatives as futures and options that can be traded with leverages of up to 20X. The exchange app doesn’t maintain deposit or withdrawal fees, and trading fees are grouped into maker/taker fees of between 0.07% and 0% - depending on your trade volume.

But we feature FTX on our list of best crypto apps primarily because of its recent acquisition – Blockfolio. Acquired in late 2020 and integrated into the FTX app, Blockfolio is a crypto portfolio tracking tool that lets you monitor your portfolio across 500+ exchanges. It supports the creation of multiple portfolios, and anyone can, therefore, use it to track the performance of their custom long-term investments, short-term trades, and watchlists.

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

How To Choose The Best Crypto App Today

Now that you know the 10 best cryptocurrency apps for 2022, it is important to go over some of the things you need to consider when choosing the best app for you. 

These factors vary from one crypto investor to the other and include:

The number of supported crypto: The ideal crypto exchange should support all your preferred crypto assets. For active traders, you are better off with trading apps that support hundreds of assets and thousands of crypto pairs, while investors can settle on apps that only list the most popular assets.

Cost of trading: Transaction fees can have a significant impact on your profitability, especially if you are an active trader. Therefore, only go for exchanges with a low cost of trading.

User-friendliness: You also only want to settle with a crypto app with an easily navigable interface. Avoid trading platforms with congested and complicated trading interfaces. 

Trading tools: A good trading app should also integrate relevant and advanced trading, market research, analysis, educational, and risk management tools. Confirm the existence of all these before downloading your preferred crypto app.

Crypto custody: It is not enough for a crypto app to just provide you with an easily navigable interface, trading tools, and a wide range of digital assets. The best app should also be secure and provide a safety guarantee for all your crypto assets and personal data.

How To Use A Crypto Trading App For Beginners On eToro – Step-by-Step Guide

We will now walk you through the process of registering a trader account and buying your first crypto on the all-popular eToro crypto app. We chose eToro because of its user-friendliness, security, low trading costs, and solid reputation.

The process takes no more than 10 minutes, and you only need $10 to start your crypto investing journey 

Step 1: Download the eToro app and register a user account

Start by downloading the eToro app from either the Play Store or App Store. Once installed, open it and hit the “Join Now” icon. Complete the user registration form that pops up (it seeks to capture your personal details, trading experience, and income sources).

Step 2: Verify your identity

Given that eToro is a multi-regulated crypto exchange, you will need to verify your identity before you can start using their crypto app.

Step 3: Deposit funds

Once approved, log into the app and on your user dashboard, hit the “Deposit Funds” icon. A funding page will pop up, indicating all the deposit options available to you – based on your country of residence. Choose one payment method and follow the prompts to complete the cash transfer.

Step 4: Choose the crypto to buy

Once the funds reflect in your eToro account, hit the “Discover” icon on your user dashboard to reveal the financial instruments traded here. Choose “Crypto” and identify the digital coin you would like to buy from the list of supported cryptocurrencies that pop up.

Step 5: Buy crypto

Hit the buy option against the asset. On the trading menu that pops up, customize the trade by indicating the number of crypto coins/tokens you wish to buy or the amount of fiat cash you wish to spend on the trade. Hit the “Open Trade” button to complete the purchase.

That’s it. You now are a cryptocurrency investor, and the private keys for the purchased crypto will be delivered to a freely provided exchange-based wallet.

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

Conclusion – Best Crypto Apps For 2022

There goes everything you need to know about the best cryptocurrency apps in 2022. Hereinabove we have discussed what we consider the top 10 apps for crypto trading, highlighted their unique feature, and explored all other factors that help them stand out from the crowd. 

We have also analyzed some of the must-have features that you need to consider when searching for the best crypto app. Lastly, we provided you with a step-by-step guide on how to buy your first crypto asset on the all-popular and beginner-friendly eToro crypto app.

eToro - The Best Crypto Exchange

Open an account with eToro, deposit some funds with USD, and finally – buy cryptocurrencies for just $10.

eToro cryptocurrency trading

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

FAQs On The Best Crypto Apps For 2022

What is the best crypto app?

We believe eToro to be one of the best cryptocurrency apps of 2021 because of its reliability, affordability, and integration of the most intuitive trading interface.

Which is the best crypto app for beginners?

The majority of the top crypto apps that we have discussed herein are quite beginner-friendly as they feature easily navigable interfaces and a smooth onboarding process. We, however, would recommend Coinbase, DeFi Swap, or Coinmama because they let you buy crypto instantly.

Which is the best crypto app for price alerts?

Bitstamp and eToro crypto apps will send you real-time price alerts or different cryptos. 

Which is the safest crypto app?

Virtually all the crypto apps on this list have put in place adequate safeguards to keep your private keys and personal data secure. We would, however, recommend eToro as the safest crypto app because it has never been hacked.

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