9 Cryptocurrencies That Could Make You A Millionaire

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Cryptoasset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

Last Updated March 25th 2022
14 Min Read

These 9 cryptos could make you considerably wealthy if you get in at the right time and hold till they’re ready to burst!

The top cryptos change a lot. People’s attention changes, things happen, things don’t happen. Promises achieved, promises broken.

Our attention spans are only so long and many of us are always looking for the next best thing.

Blink an eye and the top 10 cryptos by market cap have completely shuffled. Some old faces have gone, some new ones have arrived.

But assessing the real value of these cryptos can be very tough. Remember that brief moment when Internet Computer (ICP) appeared out of nowhere in the fifth spot by market cap? What happened next? It got knocked down by several places. The point is, you can’t truly judge a crypto’s value by if it’s in the top ten by market cap.

The cryptos where you find real value are the up-and-coming ideas that cover something unique that’s never been done before.

Key Points

  • DeFi is one of the fastest-growing areas in crypto. Investing in DeFi cryptos, like Uniswap and could be highly profitable.
  • Cardano and Ethereum are expecting big news in 2022. The former should finally get smart contracts, while the latter will move to proof-of-stake.
  • Bitcoin has already made many millionaires. Its comparison to gold suggests that it will likely continue to rise.

And many of these cryptocurrencies exist in the DeFi (decentralised finance) space. Sure, many of them look small, but they have a lot of potential if you examine them carefully. 

(Not all our top choices are DeFi, but it’s super hard to ignore them in 2022.)

Top 9 Cryptos That Could Make You A Millionaire:

  • Dogecoin (DOGE)
  • Uniswap (UNI)
  • Ripple (XRP)
  • Aave (AAVE)
  • Chainlink (LINK)
  • Cardano (ADA)
  • Binance Coin (BNB)
  • Ethereum (ETH)
  • Bitcoin (BTC)

1. Dogecoin (DOGE)

Dogecoin is by far one of the best cryptocurrencies to make you a millionaire right now.

Yes, we know, what on Earth has happened? How did this meme coin get so popular? How can it now be considered a real investment?

Well, quite simply, with the backing of its very loyal supporters, most of which are highly active on Reddit (r/dogecoin), Dogecoin is more unified than other crypto projects in terms of mission.

This has especially been the case since the beginning of the 2021 bull run when many Redditors rallied up support to do for Dogecoin what happened to GameStop stock.

And, of course, there’s also Elon Musk, Dogecoin’s most well-known fan, who has been backing the project since at least 2019.

Most insanely, in August 2021, Futurism reported that Elon Musk’s SpaceX planned to display billboards in space. And how can you pay for this service? With Dogecoin, of course!

Dogecoin has exactly what we love so much about cryptocurrency, volatility - and tonnes of it!

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Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

2. Uniswap (UNI)

Another top crypto that could make you a millionaire is Uniswap and once you learn what the fuss is about, you’ll know why.

Uniswap is the No 1. DEX (decentralised exchange), a significant segment of DeFi that allows peer-to-peer transactions by removing the middleman (the exchange) and putting the buyer and seller into direct contact. 

During the height of the 2021 bull run, Uniswap had $8.077 billion under its belt in total value locked (TVL), according to DeFi Pulse, more than any other DeFi project.

2021 has been the year of DeFi. As Alex Behrens of Circle points out, in June 2020, TVL in DeFi was $1 billion. Today, according to DeFi Pulse, it is roughly $81 billion.

There is even talk of DEXs like Uniswap taking down traditional exchanges, such as Binance, the biggest exchange. As a centralised exchange, arguably, its time is coming.

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Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

3. Ripple (XRP)

Ripple is back and oh boy does it look like it’s going to make some patient traders millionaires.

It would be criminal to forget about Ripple which up until December 2020 held the third-largest crypto by market cap for years!

Ripple looks to be coming out of the other end of its court case with the SEC unscathed.

The SEC has struggled to prove that XRP is a security and not a cryptocurrency, which it has already been categorised as by FinCEN (Financial Crimes Enforcement Network).

In 2015 Ripple Labs Inc. was fined $70,000 by FinCEN and in their statement of facts and violations, noted that XRP is a ‘virtual currency’ (check point 3. of the introduction and background), not a security.

It demonstrated a clear lack of understanding of the inner workings of Ripple on the SEC side. Nevertheless, it hit XRP hard exactly when the crypto bull run started.

But with the smoke clearing, we could see a full return to form. It could even reclaim its spot after Ethereum.

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Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

4. Aave (AAVE)

Aave is one of 2021’s top money makers and getting in early with this one really could get you one big step closer to becoming a millionaire.

The idea behind cryptocurrency and blockchain technology has always been to decentralise our current financial system and Aave is taking that idea to a new area of the market - money, or in this case, crypto lending.

While Aave is not alone in this niche of the crypto market, it is the most popular and its success is partially due to its creative range of borrowing/lending products.

Lending has become a particularly popular way to make ‘passive’ income from your crypto instead of just holding it. And the fact that it’s decentralised makes it a lot more appealing, cutting out the middleman.

Aave is also growing in a technical sense. According to Vishal Chawla of Crypto Briefing, Aave is exploring Solana and Avalanche to create a multi-chain approach which could further its reach.

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Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

5. Chainlink (LINK)

If you’re not a millionaire yet it’s probably because you haven’t heard of Chainlink until now. Well, let us introduce you to one of the best investments of the year!

The second-largest DeFi project behind Uniswap, Chainlink has spent a lot of time around the top 10 cryptos by market cap and it’s not that surprising.

Chainlink takes smart contracts to the next level by introducing ‘oracles’ which aggregate outside information and feed it to blockchains so smart contracts can react to real-world data.

This is crucial because, before this, there was no way for blockchains to react to information outside the chain. And because of this, there was no way to be sure if the requirements for a smart contract had been fulfilled.

Chainlink is also working towards interoperability between different blockchain projects. This, combined with its oracle service, make it one of the most valuable cryptocurrencies operating in the market.

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Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

6. Cardano (ADA)

If your dream is to become a millionaire, investing in Cardano will massively increase the chances of it happening.

Cardano has emerged as a very real threat to Ethereum in 2021. As peer-reviewed proof-of-stake crypto, ADA is arguably better than ETH in more ways than one.

For a long time, it felt like Cardano had been all bark and no bite, with many promises being made and big delays. But 2021 has seen a change in this with Cardano shining as one of the best investments of the year.

But the big news we’re all waiting for is when Cardano will finally announce that its smart contracts are up and running. And it’s highly expected that when this happens, it could rise dramatically in value.

Most likely this will not instantly mean Cardano will steal Ethereum’s spot, but over time, we could see many more dApp developers starting projects with Cardano instead of Ethereum.

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Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

7. Binance Coin (BNB)

Binance Coin is a clear millionaire-maker in 2021 rising to become the third-largest crypto by market cap.

What doesn’t Binance do? Aside from being the biggest crypto exchange, they also created the Binance Smart Chain, the Binance Visa Card, a yield farming service, and they have a mining pool.

They have spread into every area of the crypto market and with that comes further reach of Binance Coin.

So far, BNB has done exceptionally well in 2021 already and is perhaps one of the best performing coins of the year. 

And that’s not surprising at all when you consider two factors, 1) BNB is used at the Binance Exchange for a discount on trading fees, 2) Ethereum transaction fees skyrocketed and dApp developers needed an alternative.

The only real concern on our minds is that recently regulators from around the world have been pressuring Binance. In the UK specifically, they have even banned the exchange.

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Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

8. Ethereum (ETH)

Ethereum has already made a lot of people millionaires in 2021 with its major move up to $4k and does look like it’s stopping.

the Ethereum netword has even been compared to Apple’s App Store and there is a case being made by some for Ethereum overthrowing Bitcoin because its utility goes far further than Bitcoin’s.

Like Cardano, we’re waiting on some big news this year with Ethereum too. And that’s its transition to proof-of-stake which should lower and stabilise transaction fees.

This is extremely important. As we mentioned before, other chains - namely the Binance Smart Chain and potentially Cardano - are profiting from Ethereum’s high fees.

When Ethereum completes its transition to PoS, it might reach some crazy levels.

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Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

9. Bitcoin (BTC)

Bitcoin doesn’t just make people millionaires; it makes them billionaires! If you didn’t know it by now, investing in Bitcoin is your best chance to become rich.

Bitcoin (BTC) is the leader of the crypto pact. When it moves up, the pact follows. It is the most well-known crypto, clearly has the most potential and is where most newbie investors start.

Bitcoin is not just a cryptocurrency that could make you a millionaire. It already has made a lot of early investors millionaires, and some believe that it has only just begun.

For example, there are several industry experts, such as the Winklevoss brothers, who believe that Bitcoin could overtake the market cap of gold, which is approximately $11 trillion at the time of writing.

Many Bitcoin holders have no intention to sell their BTC any time soon and are holding for the long term.

What drives Bitcoin’s value more than anything else is its scarcity. As you probably know there will only ever be 21 million BTC.

And interestingly, while there is approximately 18 million in circulation, about 4 million has been lost forever.

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Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.


Still have questions about which crypto could make you a millionaire? Perhaps these frequently asked questions will help.

How Many Crypto Millionaires Are There?

The exact number of crypto millionaires is hard to specify because there may be a lot of people who got rich trading crypto and converted it to fiat.

Furthermore, with cryptos volatility, you could find that your crypto holdings make you a millionaire one minute and the next you’re not. What is known though is that, according to Portfolio Insider, there are at least 100,000 Bitcoin addresses with more than a million dollars’ worth of Bitcoin. 

However, they do point out that individuals can own more than one Bitcoin address. On top of that, we also don’t know if any of the wallets belong to exchanges or other businesses.

Can Cryptocurrency Make Me a millionaire?

Yes, you can become a millionaire by investing in cryptocurrency, but don’t think it’s so straightforward. Nothing is guaranteed and plenty of people have lost everything investing poorly in crypto.

You need to understand how the market works and some basic understanding of trading too.

But perhaps the most important thing you need is patience and to understand that while there is a lot of money to be made, you shouldn’t stress over every little up and down.

If you do find yourself stressed, you’ve probably invested way too much in crypto. Money that you probably needed for other things.

Who Is The Youngest Bitcoin Millionaire?

Eric Finman is widely believed to be the world’s youngest Bitcoin millionaire after he invested $1,000 in Bitcoin at the age of 12 in 2011.

In 2020, he is believed Finman had approximately 431 BTC, which at the time was estimated to be around $4.8 million, according to Rebecca Aydin of The Business of Business.

What Is The Most Profitable Cryptocurrency?

Bitcoin is by far the most profitable cryptocurrency to invest in now. Its comparison to gold has spiked investor interest, perfectly balancing supply and demand.

As mentioned above, it typically takes the lead in crypto prices. When Bitcoin goes up, it brings up the entire market.

However, if you look strictly at ROI, from our list Binance Coin is the most profitable, with a return on investment of 330480.46%.

Which Cryptocurrency Has The Best Future?

Cardano and Ethereum are getting a lot of attention recently because of the major changes that are coming their way - smart contracts and proof-of-stake - which could have a massively positive impact.

But, of course, we cannot ignore DeFi. DEXs like Uniswap really could be the future of trading (not just crypto, any asset), and crypto lending platforms, like Aave, could be the future of borrowing.

Most likely we will see DEXs and crypto lending services expand dramatically in the next few years.

Which Cryptocurrency Is Growing The Fastest?

In terms of adoption, Bitcoin and Ethereum have the most active addresses in the crypto market, with Ethereum close to eclipsing Bitcoin.

But in terms of development, Cardano may be the most active (or at least appears to be). According to Samuel Wan of CryptoSlate, Cardano has logged the most GitHub commits.