Ripple (XRP) Price Prediction

Last Updated June 25th 2022
22 Min Read

Ripple (XRP) is one of the oldest and most well-known cryptocurrencies and has the most institutional backing of any coin to date. After catching up with the crypto market, what could be Ripple’s future price? Before we get to that, let’s look at how much Ripple is worth and where it stands in the market. Here’s Ripple’s price today and Ripple’s market cap.

XRP Overview

Cryptocurrency XRP
Ticker Symbol XRP
Rank 6
Price $0.3695076260389586
Price Change 24h -0.85%
Price Change 7d 19.82%
Market cap $17,863,144,558.66
Circulating Supply 48,343,101,197
Trading Volume $1,292,691,866.90

According to the latest long-term Ripple price forecast, XRP will reach $0.87 by the end of 2022, rising to $2.56 by the end of 2023 and $8.07 by the end of 2025. Ripple will then rise in value to $16.48 in 2027, and $29.47 in 2030.

But how realistic are these beliefs? If you’ve ever wondered ‘is Ripple a good investment?’ or ‘Can XRP be worth more than Bitcoin?’ — read on. We’ll be exploring some of the top Ripple forecasts to see how much the crypto might be worth between 2022 and 2025.

 

Ripple price predictions 2022, 2025, 2030

The Ripple XRP coin price is expected to hit the following milestones according to our XRP price prediction forecast.

  • End of 2022: Recovering from its SEC issues in 2022, Ripple XRP is expected to shine and hit a high of $1.29.
  • End of 2025: Expect Ripple to more than double its current all-time high in 2025 as it hits a record $8.76.
  • End of 2030: Competing with the likes of Visa by 2030 can take Ripple XRP to an enormous high of $31.81 by 2030.
 



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XRP — The Banker’s Crypto

ripple xrp cryptocurrency

Ripple was first launched in 2012 and, much like Ethereum (ETH), its name is commonly used to describe both its payment platform and native currency. Technically speaking though, the platform is called RippleNet, while its crypto is Ripple XRP or just XRP. (On exchanges, it’s often just listed as XRP.) Ripple was originally called ‘OpenCoin’.

There is a max supply of 100,000,000,000 XRP. XRP’s maximum supply gives the asset a supply and demand factor similar to Bitcoin, though its much larger supply means it will take much longer for it to be considered scarce.

Some of Ripple XRP’s rivals include:

  • Stellar Lumens (XLM)
  • Bitcoin (BTC)
  • Litecoin (LTC)
  • Dash (DASH)
  • Ethereum (ETH)

Arguably, Ripple’s real rivals are not other cryptocurrencies but established payment providers.

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Historical Ripple (XRP) Price Movements

analyzing the past performance of XRP crypto is one of the most important steps to take if you’re looking to invest wisely, so let’s take a look at Ripple’s price history and how the price of Ripple XRP has changed in the past.

What was Ripple XRP’s earliest price?: When CoinMarketCap first started tracking the price of XRP, it sold for a meager price of $0.005613 on the 5th of August 2013.

What is the highest XRP has been?: XRP reached an all-time high of $3.84 on the 4th of January 2018.

What is Ripple XRP’s all-time low?: XRP reached an all-time low of $0.002802 on the 7th of July 2014.

In 2021, XRP started the year at $0.2374, reached a 52-week high of $1.96 and a 52-week low of $0.3793. XRP ended 2021 at $0.8312.

Ripple XRP/USD Price Chart

XRP price chart

XRP/USD price chart. Source: Coinmarketcap

Technical Analysis Of Ripple (XRP) Price Movements

As we can see from the XRP Ripple price graph above, there have been a few significant Ripple price spikes over the years. The biggest and most dramatic event took place in 2018.

More recently in 2021, the fluctuations in Ripple’s price have been much larger than in previous years. However, even before the 2018 bull run, Ripple was a highly volatile asset, though looking at XRP from today it might not look that way.

Now the Ripple price forecasts are a center of interest for many investors. The overall recommendation is buy! Below is the technical analysis signal of the cryptocurrency. 

A crucial thing to note about XRP’s price performance is that while it generally follows the market (and more specifically Bitcoin), it struggled to get the attention it deserved in the most recent bull run because of its lawsuit with the SEC.

Technical Analysis for XRP/USD by Trading View

Read Also: Should You Buy Ripple?

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Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

Expert’s Take On Ripple XRP Price Predictions

How high can Ripple get? Well, let’s see what the experts are saying across the web.

According to the latest long-term forecast, Ripple price will hit $1 by the middle of 2022 and then $2 by the end of 2029.

Coin Price Forecast

Our Forecast System predicts that XRP could possibly increase in value in the short term by +39% to $1.13 from $0.8105. The system forecasts a +4% move from $0.8105 to $0.8460 over the next month, XRP has a price prediction of $1.38 in over a [years’] time.

Coinskid

Based on our forecasts, a long-term increase is expected, the price prognosis for 2027-04-03 is 2.921 US Dollars. With a 5-year investment, the revenue is expected to be around +260.62%. Your current $100 investment may be up to $360.62 in 2027.

WalletInvestor

According to our technical analysis on historical price data of XRP, In 2027 the price of XRP is forecasted to be at around a minimum value of $5.10. The XRP price value can reach a maximum of $6.24 with the average trading value of $5.25 in USD.

ICOcreed

In April 2023, the XRP price is forecasted to be on average $1.0014530. The expected maximum price is $1.2518162, minimum price $0.8512350.

Trading Beasts

As per the forecast data analysis, the price of XRP is expected to cross the level of $3.67. By the end of the year, XRP is expected to reach a minimum fee of $3.58. In addition, the XRP price is capable of getting a maximum level of $3.83. Investors and holders of crypto assets must know the XRP Price Prediction 2030.

DigitalCoinPrice

Future price of the asset is predicted at $1.6156886261255 (96.317% ) after a year according to our prediction system.
This means that if you invested $100 now, your current investment may be worth $196.317 on 2023 April 06, Thursday.

Gov Capital

XRP price is forecast to reach a lowest possible level of $31.01 in 2031. As per our findings, the XRP price could reach a maximum possible level of $36.80 with the average forecast price of $32.10.

Price Prediction

As per the forecast and algorithmic analysis, [the] price of 1 Ripple (XRP) will be around $2.9416 in 2027.

CryptoGround

XRP Price Predictions Long Term Outlook

As a long-term investment, it is projected that Ripple could perform very well. According to predictions, the value of the Ripple  XRP token could rise to $1 by the end of 2022, $3.70 in 2023, and achieve a mean price of $6.55 by 2025. That’s a modest but steady increase of over 722%.

In addition to analyzing Ripple’s historical prices, it’s important to identify the key factors that could affect its price in the future. This will make it easier for you to make your own predictions based on current cryptocurrency trends and find an informed answer to the question ‘should I invest in Ripple?’ 

In late December 2020, the US Securities and Exchange Commission (SEC) filed a lawsuit against the Ripple XRP platform, Brad Garlinghouse, and Chris Larsen for selling unregistered securities worth $1.3 billion. Garlinghouse called the lawsuit “an attack on crypto at large” — and although the incident hasn’t yet had a particularly devastating effect on the price of XRP, investors could expect to see a price crash if the lawsuit succeeds.

In a statement, Garlinghouse said the SEC’s case was “fundamentally wrong as a matter of law and fact”, and that the “SEC has permitted XRP to function as a currency for over eight years, and we question the motivation for bringing this action just days before the change in administration”.

The dawn of new cryptocurrency regulations is likely to affect the price of almost every crypto on the market. But as we mentioned earlier in this article, many experts believe that Ripple is better placed to weather the storm of strict government intervention. As a result, while new regulations are likely to cause investor uncertainty and could lower the price of conventional cryptos, it could send the price of Ripple soaring. 

The presence of so-called ‘whale bots’ on cryptocurrency exchanges can massively manipulate the price of cryptocurrencies. Whale bots are large holders who run software to execute trades automatically, often on a huge number of different platforms and assets simultaneously. This results in artificially creating volatility, which consequently drives the price of cryptocurrencies up or down.

The higher the demand for any cryptocurrency and the lower the supply, the more likely we are to see a price increase. Unlike cryptos such as Bitcoin, the value of Ripple is tightly controlled by its parent company, Ripple Labs. The company currently holds more than half of all total Ripple tokens to keep the price under control. However, if Ripple Labs suddenly decided to sell these off, it would flood the market with new tokens, which would have a huge effect on the price.

Digital transformation is one of the biggest buzzwords in the financial sector these days. According to data collected by PwC in 2017, over a third (35%) of major UK companies have appointed a digital transformation leader, emphasizing its increasing importance.

With high exchange rates and legacy systems making it difficult for companies to make online payments, it is becoming increasingly more likely companies will look towards technological solutions such as Ripple. Plus, the news that Ripple will soon be able to offer smart contracts makes this all the more likely — and if more banks start to adopt it, the demand for XRP will increase, successfully driving up the price.

It looks like time is on XRP’s side and it could make an excellent short-term investment (one year) or long-term investment (five to 10 years). Here are our Ripple XRP price forecasts for 2022 to 2030.

Ripple Price Prediction 2022

It’s wise to get an idea  of Ripple’s prospects over the short and long term before you invest your money. As noted above, the XRP price today is around $, down % since the beginning of 2022. However, given this drop, what sort of performance can we expect from Ripple in the remainder of the year? 2022 will be a rebound year for Ripple XRP as it recovers ground lost from fighting the SEC. 

Due to this, our Ripple price prediction for 2022 estimates that the token could reach $1.30 by the end of the year – a 67% rise from today’s price. 

Appreciating to $1 halfway through 2022, XRP has the potential to hit a high of $1.32 before closing the year at an estimated price of $0.87. The lowest Ripple XRP short-term price prediction for 2022 is $0.46 and the asset will achieve an average of $0.97 for the year.

XRP Price Prediction 2023

With the SEC off Ripple’s back, XRP could see a massive boost in investors from all walks of life.

Overall, if this happens, we would expect more demand for XRP from institutional investors. As such, our Ripple price prediction for 2023 estimates that the coin could reach $3.74 – an increase of 379% from today’s levels. 

Ripple Price Prediction 2024

Improvements to crypto regulation could give more traditional investors the confidence they needed to start investing in Ripple in.

Because of that, our Ripple XRP price prediction for 2024 is forecast to trade between a high of $5.44 and a low of $2.13. The coin is also anticipated to end with an average price of $4.77.

If you’re wondering ‘should I invest in Ripple?’, the short-term XRP predictions do look good, ranging from $0.46 to around $5.44 from 2022 to 2024. However, if you favor a long-term investing strategy, let’s take a look at the Ripple price forecasts for 2025 and beyond. What could we expect to see in the long-term? 

XRP Price Forecast 2025 And Beyond

Unveiling new and improved services in 2025 could see Ripple XRP retake the third spot in terms of market cap.

Assuming this is the case, Our Ripple price prediction for 2025 estimates that the coin could reach a new-time highs of $8.07, and potential beyond that level. 

The long-term Ripple price forecast has a high target of $8.76, a low target of $3.98 and an average estimate of $6.55 — an expected increase of 70% on top of XRP’s current all-time high.

2026 will see Ripple forge partnerships and MOUs with many of the top financial regulators across the globe. If Ripple XRP can rally to the $10 resistance level, it is forecast to reach a record high of $12.10 in 2026. Our Ripple prediction also foresees XRP holding strong at $8.51 at the lowest and indicates that XRP/USD will wrap up the year at a median of $11.64.

In 2027, Ripple’s list of partners will likely increase several times over as it becomes the go-to platform for building blockchain projects. The Ripple price in 5 years can reach an all-time high of $17.13 and a low of $13.45. Our 2027 prediction also surmises that XRP will hit $16.48 by December and accomplish an average between $15.50 and $16.50.

2028 will likely be the year that XRP sees massive institutional investment like never before as it proves it is immune to strict regulators. Bullish momentum can take XRP to a top price of $22.40 while on the flip side, it could see a low of $15.82. The 2028 Ripple price calculates an average of $20.02 at the end of the year.

Further applications for the XRP token could provide the asset with further utility, increasing demand. Continuing its long-term bullish trend, the XRP prediction has determined that in 2029, the token will cross $25 per coin. The expected high for 2029 is $26.32 and the low will be $18.76. The average price for the end of 2029 is $25.55.

Ripple Price Forecast 2030

By 2030, Ripple’s network could overtake Visa as the number one payment provider around the world.

Our long-term 2030 Ripple price forecast points to a 3,883% increase since today's price with the token expected to hit an impressive all-time high of $31.81. Ripple will also sink no lower than $23.70, secure an average of $27.09 for the year and hit $29.47 at the very end of 2030.

Potential Highs And Lows Of Ripple (XRP)

It’s worth considering that the crypto market has changed a lot during 2021. The court case with the SEC has kept Ripple busy while the rest of the crypto market rampaged through the biggest-ever bull run and investors gobbled up DeFi (decentralized finance) coins. It begs the question: has XRP become redundant? No, probably not, but Ripple will have to work a lot on catching up with the crypto market in 2022 and the coming years.

Turning the argument on its head once more, perhaps Ripple doesn’t need to play the DeFi game. As long as Ripple continues to bring in institutional partners, DeFi will likely mean very little to XRP.

Through our in-depth research for this XRP price forecast, we’ve been able to select key areas of the internet on the XRP price movements. These levels have been identified through technical and fundamental analysis based on the price chart over the last five years. 

Explore our overview for XRP long-term price forecast and find what our prediction reveals about the future XRP price.

Year High Low
2022 $1.29 $0.46
2023 $3.74 $0.89
2024 $5.44 $2.13
2025 $8.76 $3.98
2027 $17.13 $8.45
2030 $31.81 $13.70

 

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XRP Price Forecast 2040

It is very hard to make a Ripple price prediction for the very long term, but if the price of XRP continues to increase as expected we think that the value of XRP is going to be much higher in 2040. The price may by then may cross the $100 level before the end of 2040. 

What’s The Point Of Ripple XRP?

what is ripple used for

Many altcoins have been designed to solve some of the problems of Bitcoin, the so-called king of cryptocurrency. Many, such as Bitcoin Cash (BCH), have focused on Bitcoin’s lack of scalability. However, Ripple aimed at another defining feature of the crypto: its decentralisation. 

Instead of offering traders and investors a way to make online transactions without having to go through a centralized financial body (which can be slow, potentially insecure, and costly), Ripple was designed to make it easier for those very same centralized financial bodies to make payments themselves. Cross-border payments can be even slower, with much higher transaction fees, than domestic payments — and global businesses can make hundreds of these transactions every day.

Some of Ripple XRP’s benefits include:

  • One of the quickest payment protocols — 1,500 transactions per second with transactions settled in 3.89 seconds.
  • Transactions cost a fraction of a penny — $0.0001344.
  • Ripple can be used to source liquidity by banks on-demand.
  • More direct transactions in comparison to the traditional banking system.
  • Working with banks to create private blockchains for central bank digital currencies (CBDCs).

Who Is Behind Ripple XRP?

Ripple was first conceived in 2004 by Ryan Fugger, a few years before Bitcoin and blockchain technology had been invented. Fugger’s idea was to create a global payment network for the online community.

Crypto pioneer Jed McCaleb (who had previously founded Bitcoin exchange Mt. Gox) along with Arthur Britto and David Schwartz later approached Fugger and took over the project in 2012 and began to create what we now know as Ripple Labs, Ripple (the platform) and the XRP token.

In 2013, McCaleb left Ripple disagreeing with the direction the company was taking and founded Stellar where he is the acting CTO. Stellar has since become Ripple’s biggest rival and the two projects are very similar technologically but have different aims and audiences.

Today, Ripple Labs Inc is headed by CEO Brad Garlinghouse, Executive Chairman Chris Larsen, and David Schwartz as the Chief Cryptographer and CTO.

Recent Ripple XRP updates include:

  • Negative UNL — upgrade to reduce XRP’s ledger to vulnerabilities without sacrificing decentralisation.
  • A $250 million fund to explore NFTs and other tokenisation projects on Ripple.

What Is Ripple XRP Used For?

To avoid sky-high transaction fees and unfavorable exchange rates, Ripple enables corporations to send and receive payments in Ripple XRP. It provides a globalized currency that bypasses some of the issues that can plague both fiat currency and decentralized cryptos.

Users of Ripple can transact any currency to anyone, and they will receive it in their own currency where they are based. The XRP token is used to transfer the value from the sender to the receiver.

Processes transactions every three to five seconds by validator nodes. Supposedly anyone can become a validator node. Validator nodes need to come to a consensus on the order of transactions and their validity.

As a centralized cryptocurrency, Ripple is neither proof-of-work nor proof-of-stake, which they claim makes them even more eco-friendly than other cryptocurrencies. Ripple also uses its own blockchain and is not built on top of another platform like Ethereum.

Who Uses Ripple XRP? What Banks Are Using Ripple?

Unlike Bitcoin, Ethereum, and other big names, it doesn’t market itself on its decentralisation. Instead, the crypto is closely aligned with a variety of banks, investment firms, and businesses around the globe. This may seem counterproductive when many traders believe that cryptocurrency’s biggest selling point is its freedom from external companies.

Some of the banks and businesses which currently support Ripple include:

  • Santander
  • Axis Bank
  • Crédit Agricole
  • UBS
  • Royal Bank of Canada
  • Westpac
  • American Express
  • International Foreign Exchange

In total, there are approximately 1.3 million wallets with XRP.

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Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

Ripple Price Prediction — Conclusion

Ripple XRP price predictions are pretty adamant that the price of XRP will increase for the rest of the decade.

That said, Ripple’s battle with the SEC is not over yet, so investors should be careful. Though it looks like Ripple will likely win, nothing is 100% sure at this point and if the SEC wins, it could cripple the price of XRP.

On the flip side, if Ripple beats the SEC, XRP will come back even stronger. It will look almost invincible to banks and institutions, and it could lead to further investments. In the eyes of institutional investors, XRP would look immune to regulation and perhaps the safest investment option in the crypto market.

If you’ve been looking for the most recent Ripple XRP price predictions, we hope you’ve found this article helpful. Cryptocurrency investing is notoriously risky and it’s vital to have a robust risk management strategy in place if you’re considering adding Ripple to your portfolio — however, cryptocurrency trends suggest the value of Ripple will ultimately rise by around 700% by the year 2025.

According to these forecasts, and the advice of Ripple Labs CEO Brad Garlinghouse himself, it seems that it’s best to invest in Ripple XRP if you’re prepared to play the long game. We may see a dramatic price increase and the charts suggest it could be a smart investment for those who are happy to take long-term positions.

What Will Happen To The Price Of Ripple (XRP) In 2022?

Expecting the XRP asset to climb past $1, but it also suggests that XRP will not beat its 2021 high of $1.96. Despite this, on average Ripple is predicted to do better, trading around $0.97 for much of the year which could provide the crypto with a launchpad for higher highs in the next few years.

What Will Happen To The Price Of Ripple (XRP) In 2025?

By 2025, Ripple’s price will be a vastly different story. Not only will it appreciate above its 2018 all-time high of $3.84, but it will also double up to a maximum of $8.76. Such a high will not be easily maintained and XRP will slide down to $8.07 at the end of the year (still, an impressive increase). 

Will Ripple XRP Hit $10?

There’s a good chance Ripple (XRP) could hit $10 within the next five years (by 2027). Considering the asset has seen a staggering growth rate of 36,000% before, $10 wouldn’t be out of the question at Ripple’s current price.

For Ripple XRP to reach a value of $10, the current circulating supply would need to be worth around $10 billion, while the total supply would need to be worth approximately $23 billion — so, we may have a little bit of a wait on our hands. If we see another bull run, this target could be hit a lot earlier.

Will XRP Reach $1,000?

No, it is extremely unlikely Ripple XRP will reach $1,000. This is because its total circulation is less than 100 billion, which means it would need to have a market cap of $100 trillion for XRP to hit a price of $1,000.

Is Ripple A Good Investment?

Yes, Ripple is a good buy. Since its launch in 2013, it has increased enormously in the long term and is backed by some of the largest banks and financial institutions in the world.

Here are some important questions investors should be asking themselves right now.

Can You Still Buy Ripple?

Of course, you can still buy Ripple. XRP has an enormous supply (over 99 billion) and is still available to investors despite its debacle with the SEC. While some exchanges halted Ripple transactions, plenty have continued to offer XRP.

Is It Too Late To Buy Ripple?

If anything, buying Ripple now is perfect timing. XRP has been held back considerably because of its SEC issues and with them now appearing to be mostly out of the way, the XRP is expected to increase,

Is Ripple A Profitable Investment?

Ripple is a highly profitable investment. Since touching its all-time low of $0.002802 on the 7th of July 2014, XRP has appreciated 28,397.61%. Phenomenal for just eight years.

Is Ripple A Risky Investment?

An element of risk remains with Ripple’s ongoing case with the SEC. While it looks good for Ripple, investors should be braced for any unwelcome news. Aside from this, Ripple’s XRP is often considered one of the safer crypto investments.

How To Invest In Ripple?

A simple rule for investing in Ripple or any other crypto is not to invest your entire life savings in it! Invest wisely with a portion of your portfolio you feel comfortable risking.

Where To Buy Ripple?

When buying crypto-assets such as Ripple’s XRP, stick to well-known crypto exchanges. We highly recommend eToro. Make sure you check reviews of different exchanges beforehand and be cautious of exchanges that encourage new users.

Open an account with eToro, deposit some funds with USD, and finally – buy XRP coins from just $10.

buy XRP on etoro

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

If you’ve been looking for Ripple XRP prediction and forecasts, we hope you’ve found this article helpful. Cryptocurrency investing is notoriously risky and it’s vital to have a robust risk management strategy in place if you’re considering adding Ripple XRP to your portfolio — especially as the current cryptocurrency predictions vary hugely when it comes to the price of XRP in the coming years.

According to these predictions, it seems that it’s best to invest in Ripple XRP if you’re prepared to play the long game. We may be unlikely to see a dramatic price increase, but the charts suggest it could be a smart investment for those who are happy to take long-term positions. 

FAQs

What’s The Difference Between Ripple And XRP?

‘Ripple’ is the platform and company while XRP is the name of the token that operates on the platform (Ripple’s blockchain).

How Is Ripple Different From Bitcoin?

The biggest difference between Ripple and Bitcoin is that it is centralized and owned by a company. Bitcoin is public and not owned by a single person. Bitcoin also has a limited supply of 21 million BTC while XRP has a max supply of up to 100,000,000,000. Another difference is that Ripple can be used to make transactions in other currencies while Bitcoin can only transact BTC.

Which Is Better, XRP Or Bitcoin?

Bitcoin, for the time being, is widely considered better than XRP. Bitcoin is way more popular because of its decentralized nature and its popularity also adds to its value.

What Is Ripple XRP Used For?

Ripple’s XRP is used to facilitate transactions on RippleNet. When a transaction is made with Ripple, the payment is converted into XRP and when it reaches the receiver, is converted into their currency.

How Many XRP Are Left?

Approximately half (48%) of all XRP is in circulation out of a maximum supply of 100,000,000,000 (100 billion). As XRP becomes more popular, we may see it reach its max sooner than expected.

Why Is Ripple Being Sued?

The SEC vs Ripple case all started when the SEC accused Ripple Labs of selling an unregistered security — XRP — in late 2020. According to the SEC, XRP is not a crypto but a security, which by definition would mean SEC has authority to fine Ripple Labs. Ripple Labs strongly argues that the SEC is incorrect.

Will XRP Price Go Up?

Yes, it certainly looks like Ripple is set to increase for the remainder of the 2020s based on the XRP forecast and data we have gathered. The long-term trajectory currently outlined for Ripple’s XRP indicates that a rise is on the horizon. A new all-time high of $5.44 is predicted for XRP.

What Will Ripple Be Worth In Five Years?

The Ripple price in 5 years is forecast to accomplish an average of up to $16.50, a 1,971% increase since 2022.

What Will Ripple Be Worth In Ten Years?

In ten years, by 2032, we may find that Ripple could increase beyond $50 per coin, according to the XRP/USD pair forecast.

Will Ripple Crash?

Between the years 2022 and 2030, the Ripple price is not expected to crash. However, that doesn’t make XRP invincible — crashes can always occur out of nowhere as a result of unforeseen circumstances.

What is Ripple Price Prediction for 2040?

By the year 2040, The Ripple price forecast model suggests that XRP could rise to price up to $100 per coin or even exceed it.

Read More:

A Historical Look At Ripple (XRP) Price: 2012-2021

The 5 Best Ways To Buy Ripple (XRP) In 2022

How To Make (Or Lose) Money With Ripple (XRP)

Pros and Cons of Investing in Ripple, Will It Be a Millionaire Maker?

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