Ripple Price Predictions: How Much Will Ripple Be Worth In 2021 And Beyond?

Last Updated March 2nd 2021

XRP Price Predictions

How Much Will Ripple Be Worth In 2021 And Beyond?

Will Ripple XRP go up or crash? Read our Ripple XRP Price Prediction 2021 – 2025

On the hunt for Ripple prediction 2021 - 2025? Or have you been struggling to answer the question ‘is Ripple  a good investment?’ Read on. Find out the top Ripple XRP Price prediction forecast for 2021 and beyond and discover how much Ripple could be worth in 2021-2025. 

Ripple XRP is one of the world’s major cryptocurrencies — and one of the most intriguing. Unlike Bitcoin, Ethereum, and other big names, it doesn’t market itself on its decentralisation. Instead, the crypto is closely aligned with a number of banks, investment firms, and businesses around the globe. 

This may seem counterproductive when many traders believe that cryptocurrency’s biggest selling point is its freedom from external companies. However, crypto experts are increasingly claiming that it could be the key factor behind Ripple’s success. Although the world of cryptocurrency can be notoriously difficult to predict, some believe that Ripple XRP’s unique market position means it could escape some of the turbulence which could potentially shake the industry in the next few years. 

Want to find out more about Ripple XRP? You’re in the right place. Whether you’re wondering ‘is Ripple a good investment 2021?’ or simply want to keep ahead of the cryptocurrency trends, read on to discover some of the key Ripple price predictions for 2021 and beyond. 

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What Is Ripple XRP?

To understand each Ripple price prediction, it’s vital to understand exactly what Ripple XRP is and why it differs from the majority of other cryptos on the market. 

Ripple was first launched in 2012 and, much like Ethereum, its name is commonly used to describe both its payment platform and native currency. Its platform is actually called RippleNet, while its crypto is Ripple XRP. (On exchanges, it’s often just listed as XRP). 

Most of the altcoins which have entered the market were designed to solve some of the problems which their founders believed could eventually limit the success of Bitcoin, the so-called king of cryptocurrency. Many, such as Bitcoin Cash, have focused on Bitcoin’s lack of scalability. However, Ripple took aim at another defining feature of the crypto: its decentralisation. 

Instead of offering traders and investors a way to make online transactions without having to go through a centralised financial body (which can be slow, potentially insecure, and costly), Ripple was designed to make it easier for those very same centralized financial bodies to make payments themselves. Cross-border payments can be even slower, with much higher transaction fees, than domestic payments — and global businesses can make hundreds of these transactions every day. 

To avoid sky-high transaction fees and unfavourable exchange rates, Ripple enables corporations to send and receive payments in Ripple XRP. It provides a globalised currency that bypasses some of the issues that can plague both fiat currency and totally decentralised cryptos. 

Some of the banks and businesses which currently support Ripple include:

  • Santander
  • Axis Bank
  • Crédit Agricole
  • UBS
  • Royal Bank of Canada
  • Westpac
  • American Express
  • International Foreign Exchange 

Short-Term Ripple Price Prediction: 2021

Ripple XRP price prediction for 2021

What are crypto experts forecasting for Ripple XRP in 2021?

Faced with these pessimistic statistics, what are crypto experts forecasting for Ripple XRP in 2021? Some investors don’t believe that the bearish trend is anything to worry about. The renowned analyst ‘Ronin’ from TradingView believes that the price of Ripple XRP is currently following a wave pattern, which would mean that once the price has hit $0.21 it will start to reclimb. We can see this theory illustrated in Ronin’s graph below: 

ripple/usd price chart

There are further indications that Ripple XRP could be in for a more prosperous 2021. In late August 2020, Ripple’s partner, Flare Network, announced that it planned to build a trustless two-way bridge with Ethereum. This would enable applications based on the Ethereum platform to access the XRP ledger, as well as vice versa. By integrating Ethereum’s smart contracts with Ripple, Flare Network will be able to enhance the crypto’s functionality — which could potentially increase the demand for XRP. 

The analyst Robert Art has also been more optimistic about Ripple’s short-term outlook. As Art is rather fiercely pro-XRP, some investors believe his predictions are more bullish than is justifiable given the recent evidence. However, others believe that holding long-term positions on cryptocurrency such as Ripple is the most sensible approach — after all, if the earliest Bitcoin investors had ignored the naysayers and stuck to their guns, they would have seen a staggering return. Could the same be true for XRP? 

Unsurprisingly, the Ripple CEO Brad Garlinghouse certainly thinks so. Back in 2018, he urged any Ripple investors to think in terms of months and years, as opposed to days and weeks, when it came to expecting profits from their investment.  

Brad has pointed out the recent crypto market rally by saying that ‘institutional investor interest is skyrocketing’. Moreover, He also described Bitcoin BTC as a useful hedge against inflation. Regarding Ripple XRP,  Garlinghouse, again, mentioned that XRP is important and useful for payment solutions.

According to Robert Art, the price of Ripple XRP will one day reach $200. Recently on Twitter, he made the prediction that “XRP will deliver better returns than Bitcoin. Why? Bitcoin has 16 times the capital invested in it. Moving $8 billion to $80 billion is a lot easier than moving $140 billion to $1.4 trillion.”

Similarly, the Crypto Coin Society has predicted that the price of XRP will reach $0.95 before the end of 2021, representing an increase of around 325% on its current price. CoinLiker.com is also optimistic about Ripple XRP’s prospects in 2021. It predicts that the price will hit $0.338912 within the next four months, as seen on its Ripple price prediction chart: 

ripple price prediction chart

Would you consider buying Ripple XRP?

Long-Term Ripple Price Prediction: 2022-2025

What are crypto experts forecasting for Ripple XRP in 2022 and beyond?

If you’re wondering ‘should I invest in Ripple XRP’, the short-term cryptocurrency predictions aren’t particularly conclusive. But looking ahead to 2022 and beyond, what could we expect to see in the long-term? 

The Crypto Coin Society is sticking to its optimistic outlook, claiming that they expect the price of XRP could hit $2.50 at some point during 2022 — a whopping increase of 854%. There are several factors that could potentially drive this level of change. As governments come under increasing pressure to regulate the cryptocurrency industry, Ripple is better placed than most conventional cryptos to weather any regulatory crackdowns. 

According to the analyst CryptoWhale: “The only project in the entire market that is pushing for Crypto Regulations is XRP. They know that once these regulations are added, it will completely annihilate almost every other altcoin, and make XRP’s demand skyrocket.” 

CryptoWhale believes that if the UK or US government reach a consensus on cryptocurrency regulations, the demand for Ripple will skyrocket. Because Ripple has been “quietly working with government agencies to ensure compliance” for years, it’s far less likely to be bitten by new rules or taxation measures that could send investors racing away from more conventional cryptos. 

Another factor that could potentially signal a more bullish 2022-2025 is the very thing that sent the crypto market spiralling in March this year — the coronavirus. ZyCrypto has projected that the pandemic could conversely cause the price of Ripple XRP to surge, as it facilitates remote transactions far more easily than lots of more traditional payment providers. Although this is still conjectured at this stage, could we see more optimistic Ripple XRP price predictions within the next five years? 

It seems this could be the case. The platform WalletInvestor offers one of the most bearish Ripple XRP predictions for the short-term, going as far as to say that it’s not a good one-year investment as its price could fall to $0.04. 

However, as a long-term investment, it projects that Ripple could perform much better. According to its predictions, the value of the Ripple XRP token could rise to $0.76 by the very end of 2021, rising to $0.98 in 2022, and achieving a mean price of $2.32 by 2025. That’s a steady increase of over 100%. 

Cryptoground has given a similar projection. Using its in-house deep learning algorithm to analyse the past performance of Ripple XRP, its system has predicted the following prices in the run-up to 2025: 

 xrp price prediction chart

Ripple XRP Price Prediction Forecast

 Is Ripple a Good Investment?

The below prediction figures outline some of the Potential high and low of Ripple XRP price prediction forecasts in 2021, 2022, 2023, and 2025 offered by technical analysts and industry experts.

Year High Low
2021 $0.95 $0.25
2022 $2.5 $1.2
2023 $7.5 $3.2
2024 $15.3 $4.1
2025 $26 $5.6


let’s take a look at some of Ripple XRP expert predictions over the next coming years:

Ripple Expert Predictions for 2021

  • Crypto Coin Society: $0.95
  • CoinLiker.com: $0.75
  • Coinpedia : $2

Ripple Expert Predictions for 2022

  • Crypto Coin Society: $2.5
  • CryptoWhale: $3.2
  • WalletInvestor: $1.45 

Ripple Expert Predictions for 2025

  • Cryptoground: $1.9
  • Coinpedia: $6.20
  • Prime XBT: $6

How Has The Price Of Ripple Changed In The Past?

Although the price of Ripple has never reached the dizzying heights of Bitcoin, which hit $23,000 per token in December 2020, it’s still experienced some dramatic fluctuations in the 8 years since it was first launched. 

Analysing the past performance of a cryptocurrency is one of the most important steps to take if you’re looking for the top cryptos to invest in, so let’s take a look at how the price of Ripple XRP has changed in the past. 

Ripple XRP was first listed on a cryptocurrency exchange on August 4th, 2013 at a price of $0.01. From then until December 2019, we can see how this price increased by looking at the chart from Cryptoground: 

ripple historical price chart

As we can see from the chart, the price of Ripple XRP remained relatively steady until 2017. This year was a record year for the cryptocurrency industry. The price of Bitcoin increased by 2,000% — but this was nothing compared to Ripple, which grew by a staggering 36,000%! Its subsequent crash was incredibly rapid, but it’s never again reached the lows it experienced in its first five years (yet). 

If WalletInvestor’s predictions are correct, the price could slump back to similar levels of $0.04 in the next months. However, its projections luckily suggest that this will be short-lived. 

What Factors Affect The Price Of Ripple XRP? 

In addition to analysing Ripple’s historical prices, it’s important to identify the key factors that could affect its price in the future. This will make it easier for you to make your own predictions based on current cryptocurrency trends and ultimately find an informed answer to the question ‘should I invest in Ripple?’ 

Let’s take a look at the top factors that can affect the price of XRP. 

Cryptocurrency Regulations

The dawn of new cryptocurrency regulations is likely to affect the price of almost every crypto on the market. But as we mentioned earlier in this article, many experts believe that Ripple is better placed to weather the storm of strict government intervention. As a result, while new regulations are likely to cause investor uncertainty and could lower the price of conventional cryptos, it could send the price of Ripple soaring. 

Supply And Demand

The higher the demand for any cryptocurrency and the lower the supply, the more likely we are to see an increase in price. Unlike cryptos such as Bitcoin, the value of Ripple is closely controlled by its parent company, Ripple Lab. The company currently holds more than half of all total Ripple tokens in order to keep the price under control. However, if Ripple Lab suddenly decided to sell these off, it would flood the market with new tokens, which would have a huge effect on the price. 

Whale Bots 

The presence of so-called whale bots on cryptocurrency exchanges can massively manipulate the price of crypto tokens. Whale bots are big holders who run software that makes trades automatically, often on a huge number of different platforms and assets simultaneously. This results in artificially creating volatility, which consequently drives the price of cryptocurrencies up or down. 

Digital Transformation In The Financial Sector

Digital transformation is one of the biggest buzzwords in the financial sector today. In fact, according to recent statistics, one-third of all UK financial services firms have identified ‘digital transformation’ as their top business priority for the coming years. 

With high exchange rates and legacy systems making it more difficult for companies to make online payments, more are likely to look towards technology such as Ripple. The news that Ripple will soon be able to offer smart contracts makes this all the more likely — and if more banks start to adopt it, the demand for XRP will increase, successfully driving up the price. 

Would you consider Buying XRP?

buy ripple

Key Points

  • Ripple XRP is the world’s fourth-largest cryptocurrency with a market capitalisation of $26,454,982,863 and a price of $0.58
  • Unlike most cryptocurrencies, Ripple XRP has partnered with a number of big fiat banks in order to facilitate easier cross-border payments
  • Ripple was launched in 2012 and was first listed on a cryptocurrency exchange in August 2013 for a price of $0.01
  • Santander, the Royal Bank of Canada, and Crédit Agricole are just three of the banks which support Ripple XRP 
  • In the so-called coronavirus crash, Ripple XRP plummeted from $0.336300 on February 14th (its all-time-high for 2020 so far) to $0.138500 on March 12th
  • The number of mentions which Ripple XRP received on Twitter fell by 16% in the first quarter
  • Ripple’s market position could mean it’s most likely to weather new crypto regulations 
  • The most optimistic Ripple XRP predictions claim that it could hit prices of $200 in the near future 
  • In general, more modest predictions expect the price to reach over $2 by the year 2025 
  • Ripple’s most explosive year was 2017, when its price skyrocketed by 36,000% 

If you’ve been looking for Ripple XRP price predictions for 2020-2025, we hope you’ve found this article helpful. Cryptocurrency investing is notoriously risky and it’s vital to have a robust risk management strategy in place if you’re considering adding Ripple XRP to your portfolio — however, cryptocurrency trends suggest the value of Ripple will ultimately rise by around 10% by the year 2025. 

According to these predictions, and the advice of the Ripple Lab CEO Brad Garlinghouse himself, it seems that it’s best to invest in Ripple XRP if you’re prepared to play the long game. We may be unlikely to see a dramatic price increase, but the charts suggest it could be a smart investment for those who are happy to take long-term positions. 

If you liked our article Ripple Price Predictions: How Much Will Ripple Be Worth In 2021 And Beyond, please give it a like and share with your fellow traders.

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Ripple Price Predictions — FAQs

Can XRP reach $10? 

In order for Ripple XRP to reach a value of $10, the current circulating supply would need to be worth around $10 billion, while the total supply (99,990,887,319 XRP) would need to be worth approximately $23 billion. 

As the circulating supply of Ripple is currently 45,312,488,850 XRP, we’ve got a long way to go before this prediction might come true. This might be disappointing news for anyone who’s desperate to know ‘will XRP reach $10?’ However, while it’s very unlikely to happen in the next 5 years, crypto experts aren’t ruling out that we could see XRP hit $10 in 2030 or 2040. If the US dollar were to crash in the wake of coronavirus, this target could be hit a lot earlier. 

Is XRP a good investment for 2021?

The answer to ‘is XRP a good investment for 2021’ will ultimately depend on your investing strategy. If you’re looking for a coin that could bring you quick wins in 2021, Ripple XRP probably isn’t your best bet as the value of the coin is generally predicted to fall before it begins to rise again. 

However, if you add XRP to your portfolio in 2021 with the intention of holding your position for the next five years, it could be a smart investment for you.

Will XRP reach $1000? 

No, Ripple XRP will never reach $1000. This is because its total circulation is less than 100 billion, which means it would need to have a market capitalisation of $100 trillion in order to hit a price of $1000.

How much will XRP be worth in 2021?

XRP might reach $1.40 by 2021.

What will Ripple XRP be worth in 2025?

Ripple XRP might be worth above $4.5 in 2025.

Further Reading:

Is Ripple a Good Investment and Should I Invest in Ripple?

What Will Drive The Ripple XRP Price in 2021?

Top 10 Cryptocurrencies To Invest In 2021

Ethereum VS. Ripple: Which One Should Be In Your Portfolio?

Pros and Cons of Investing in Ripple, Will It Be a Millionaire Maker?

Ripple is one of the Most Popular Cryptocurrencies In The USA?

Top 10 Most Important Cryptocurrencies Other Than Bitcoin

As always, Ripple Price Predictions discussed in this article are the views of the industry analysts. As such, We strongly recommend independent research and/or consultation with a qualified professional before making any investment decisions.

All trading carries risk. Past performance is no guarantee of future results.  

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