How To Buy Ripple (XRP) In 2023 - Beginner’s Guide

Buy Ripple Now

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

Last Updated March 30th 2023
20 Min Read

Are you interested in buying Ripple XRP, but not too sure where to begin? You’re not alone. This digital coin is a hugely popular cryptocurrency to buy, the world over. But, for beginners, this can be quite intimidating.

Ripple was launched in 2012 and lends its name to both the XRP crypto coin and an open payment network. Fast forward to 2023 and it’s never been easier to invest in this digital currency and buy it yourself!

In this guide, we are going to cover everything you need to know when it comes to how to buy Ripple XRP. This will include potential fees, key metrics to look out for when choosing a broker, and investment plan tips.

How To Buy Ripple (XRP) – Quick Guide

To help you buy Ripple coins as quickly as possible, we broke the process down into a few easy steps:

  • Step 1: Open an account with eToro – Head to eToro’s website and click join now to open a new account.
  • Step 2: Verification – By uploading essential documents that show proof of identity and home address, you will get your account verified in a short time. 
  • Step 3: Deposit – Fund your new eToro account with a minimum of $10. 
  • Step 4: Search for Ripple on eToro – Search for XRP or Ripple in the eToro crypto market.
  • Step 5: Buy XRP – Enter the amount of the worth of Ripple you want to purchase in United States Dollars (USD), then click Open Trade. 

That’s it! By following these easy steps, you can invest in Ripple in less than 5 minutes.


buy ripple

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

Step 1: Choose An Online Ripple (XRP) Broker Or Exchange

Before you can even think about buying Ripple, you will need to register with a third-party exchange or a broker. Harking back to eToro, the platform enables clients to buy Ripple directly.

If you decide to take the exchange route, you can swap Ripple from another digital coin if you wish, like Bitcoin or Ethereum.

With that said, the majority of Ripple buyers tend to do so via a licensed and regulated broker. Regulated online brokers offer a level of fund protection, as well as a safety net from dodgy companies. This regulation is rarely offered by third-party crypto exchanges.

Furthermore, buying Ripple is actually more cost-effective via a broker. With that in mind, let’s take a look at some of the key considerations when choosing an online Ripple broker.


As we touched on, using a licensed and regulated Ripple broker is suggested - as it’s the only way to know you’re dealing with a legit and trusted company.

There is an unfortunate amount of untrustworthy Ripple platforms out there, not to mention vulnerable crypto wallets. These regulatory bodies exist to keep the space clean and secure, so you should consider safety a priority when signing up to a crypto provider.

Moreover, Ripple brokers like eToro are regulated by some of the biggest regulatory bodies in the world. The likes of the FCA (UK), ASIC (Australia), and CySEC (Cyprus)  all enforce strict rules to prevent financial crime and protect clients.

Although you will likely be offered leverage when buying Ripple via an exchange, but if you do this in an unregulated space, you need to realize the risk involved

Payment Methods

In terms of payment methods, these days you can buy Ripple with ease. In its early years, buying the digital asset was nothing short of painful.

Back then, you would need to sign up to an unregulated exchange and could only pay via wire transfer, which took days or weeks at a time.

As we said, these days you can buy Ripple using a plethora of payment types. Each site will differ, but many accept credit/debit cards and e-wallets like Skrill and PayPal.

It’s important to remember that although you will notice many cryptocurrency brokers will allow you to deposit using wire transfer - this could delay your Ripple purchase by 2 to 7 business days. This is due to the slow processing time of this payment type.

Fees and Commissions

Ripple brokers are likely to charge you fees of some description. After all, they need to make money too. The fees and commissions charged by financial service providers in the online space will vary by a country mile.

Our beginner’s guide on how to buy Ripple online found that the vast majority of XRP providers will charge variable fees. To give you an example, the established crypto platform Coinbase charges clients 1.49% for each individual trade. So, as that is a variable fee, if you spend $100, you pay $1.49 - and so on.

Let’s have a look at how this commission can affect your Ripple investment, using a 1.5% fee for simplicity.

  • You create a buy order valued at $1,000 on XRP. 
  • The broker charges you 1.5% commission, which is $15
  • Let’s say, at the time of selling your Ripple coins they are worth $1,800
  •  As such, your 1.5% fee now equates to $27
  • In this imaginary example, you paid a total of $42 for buying and selling Ripple

As you can see, buying Ripple at Coinbase could soon eat away at your funds. On top of that, you are liable to a charge of 3.99% on all debit card purchases - which is huge.

A stark contrast to this is to buy Ripple at social trading platform eToro. Here you can expect 0% commission. 

In the above scenario, you would have saved a handsome $42 on buying and offloading your digital currency. You would simply pay 0.5% on your deposit if you are not paying in US dollars.

Other Important Factors

In addition to the important fees mentioned above, there are others to be aware of before you buy Ripple from an online broker. You will find below a few other important factors to check out.

  • User-friendliness: This is an important consideration when choosing a new crypto platform to buy Ripple at. Ideally, you need an easy to use the platform, and creating orders should be a simple and stress-free process. 
  • Minimum Investment: When looking into online providers to buy Ripple, it’s important to check what the minimum investment is. The reason for this is that if you are a newbie, you might want to start with modest investments in such a volatile market. At eToro for instance, the minimum investment to buy Ripple is $25.
  • Storage: This is an important factor when choosing an online broker to buy Ripple. Some platforms require you to store your XRP yourself, whereas others (like eToro) will store your coins for you. This is a far more convenient option. Otherwise, you could be left to transfer them into a crypto wallet, which is not the simplest task for beginners.

Read Also: How To Make (Or Lose) Money With Ripple (XRP)

Step 2: Come Up With An Investment Plan

We strongly advise creating an investment plan before you buy Ripple via an online broker.

Having a plan is the best way to start any financial adventure. This entails thinking about what your own goals might be and coming up with a strategy based on that. To help you along the way, we have created a list to inspire you.

Long-Term or Short-Term

It’s sensible to start by thinking about whether you might want to be an investor in the short-term or the long-term.

When it comes to the former, this involves trying to make a profit from the short-term price shifts of Ripple. This digital coin can be super volatile. In fact, it once shifted in value by 84% in one single day!

In terms of the long-term, you will be looking to adopt a ‘buy and hold’ strategy, holding on for months to even years at a time.

Some people thrive in volatile markets. After all, where there is high risk - there is potential for a high reward too. As such, the option you take will be dependent on your own financial goals and attitude to risk. 

Check Out: 23 Reasons Why You Should Invest in Ripple XRP Today

Target Ripple Price

Whether or not you want to have a target XRP price is entirely up to you - but it is a popular strategy nonetheless.

Let’s say you purchased Ripple at $1.1 with a stake of $1,000. In order to double your money - you need XRP to reach a value of $2.20.

Although that sounds a little unlikely - consider this. The price of the digital currency at this time is around $1.09 depending on your crypto broker. However, a few years ago XRP enjoyed an all-time high of $3.84.

Consider Regular Investments

The idea of attempting to predict the future price of Ripple might sound a bit out of your comfort zone. It’s normal to feel this way, not least because the price of digital currencies can shift in a parabolic manner in just one day of trading.

As such, buying Ripple isn’t for the faint-hearted. This is precisely the reason we advised earlier that small investments is the sensible option when buying XRP coins as a newbie. By spending a small amount regularly to buy Ripple, you can play it safe to a certain extent.

Another option is to purchase your digital currency via a trusted online broker like eToro, as you can buy Ripple from $25 per time!

Would you consider investing in Ripple XRP?

buy ripple

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

Step 3: Open A Ripple (XRP) Broker Account

Once you have decided what Ripple broker you want to use - you need to head over to the website and sign up. If you have ever bought stocks and such like before - you will find that this process is almost identical.

First things first, as per regulatory rules - you need to fill in details on who you are. This usually includes your first and last name, full address, mobile number, nationality, and email address.

Later you will likely be asked for a government-issued photo ID such as a passport. Proof of address is usually required in the form of a recent utility bill or phone bill - something official that contains your name and address.

As you are probably eager to get started, please note that some Ripple platforms can take days at a time to process your ID.

Fear not, there are also some great cryptocurrency platforms that allow you to start buying Ripple almost right away! eToro for example uses a modern automated system to verify your identity, so end to end you could be buying Ripple within 10 minutes of signing up.

Step 4: Deposit Some Funds

This goes without saying, but of course, in order to start buying Ripple, you need to put some money into your account.

The best place to start is to see what payment methods the XRP platform accepts. As we said, if you are keen to start immediately, you are best to avoid traditional wire transfer.

If you’re wondering how to buy Ripple in the fastest way possible, opt for a debit/credit card or a convenient e-wallet like Skrill, Neteller, and PayPal. eToro supports all of the aforementioned payment types, so clients are spoilt for choice.

When funding your account, you will see there is a minimum deposit required. We find that this ranges between $0 and $1,000 - which is quite the disparity. Always check the terms and conditions before getting to this stage, in case the minimum deposit is out of your reach.

buy ripple

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

Step 5: Buy Ripple (XRP) Token

trading order, how to buy ripple

Now that you have some money in your account, you can begin to buy Ripple.

First, you need to let your online Ripple broker know where you stand - will the price of XRP rise or fall - what’s your position?

If you haven’t traded before in any capacity, not to worry. You will see below a list of different order types - all of which you will be able to utilize in your own Ripple buying plan.

Buy Order

Let’s start with the simplest order - buy and sell. 

In a nutshell, if you think the price of Ripple will go higher - place a buy order with your XRP broker.

If your chosen broker allows you to short-sell Ripple, you will need to place a sell order. This means that you are speculating on the price of Ripple going down. 

Limit or Market Order

As you know, the value of Ripple tends to fluctuate on a second-by-second basis, due to the supply and demand of the market.

XRP brokers such as eToro will enable you to place ‘market’ and ‘limit’ orders. This means you can take advantage of these short-term movements of the Ripple’s price.

A ‘market order’, in its simplest form, is an indication to your broker that you want the trade to be executed immediately. This allows you to buy Ripple at the current market price, or as near as possible.

When it comes to ‘limit’ orders, you can choose your own Ripple price. 

Let’s have a look at an example of how a limit order works in practice.

  • Imagine XRP is priced at $0.50. However, you aren’t interested in making a purchase until it hits $0.80
  • A limit order of $0.80 tells your broker not to enter your position until that price has been reached.
  • This order will remain pending until XRP hits $0.80 - or you decide to cancel it

As you can see, limit orders enable you to choose the specific price that you buy Ripple at. However, there is no guarantee that your price target will be met, meaning you might miss out. As such, if you wondering how to buy Ripple instantly, stick with a market order. 


When creating an order, you will invariably be asked for a stake value. In other words, how much XRP do you want to purchase?

It’s easy to get carried away, so we recommend perhaps sticking to the minimum amount required by the Ripple platform of choice.

As we said, eToro requires a $25 minimum for each XRP purchase. This is certainly more manageable for beginners than some, which ask for a minimum stake in the hundreds.

Confirm Order

Assuming you have now completed your buy/sell order, market/limit order, and of course your stake - you now need to confirm that you are happy with your choices.

After completion, you will notice that your XRP coins have been added to your portfolio!

Don't Miss: Will Ripple Make Me Rich in 10 Years?

Step 6: Storing Your Ripple (XRP)

When it comes to storing your Ripple, you will need to do so digitally. This is because it’s not a case of storing physical coins or notes.

Instead, XRP needs to be stored on a decentralized ledger called the ‘Blockchain’. In Layman’s terms, cryptocurrencies are kept in digital wallets - specifically created for digital coins. 

This wallet is then downloaded to your desktop or mobile. In fact, it’s now possible to buy a hardware wallet, too. 

Nevertheless, this way of storing Ripple gives you full control over your XRP coins. However, if you are a beginner in the crypto market, this is a considerably more complex procedure.

Put it this way, if you instead buy your digital coins via a licensed broker, they look after and store your Ripple for you - under regulation to boot. This saves the need to transfer your crypto-assets to a decentralized XRP wallet.

Step 7: Selling Your Ripple (XRP)

As you know by this point in our how to buy Ripple guide, the process is about trying to correctly speculate on its price shifts and make a profit. The chances are, you are going to want to spread your crypto wings and sell it on at some point in the future.

When it comes to selling your XRP coins via a Ripple platform - simply hit ‘sell’ to cash out. Depending on the broker, this usually takes a matter of seconds to complete.

As per anti-money laundering rules, you will usually have to have this sent to the same payment card you used to buy Ripple in the first place. For example, if you bought Ripple with Paypal, the funds will need to withdraw back to Paypal. 

Should you on the other hand decide to use an exchange over a broker - you might find things become a lot more long-winded. First, you would be required to transfer the XRP coins from your crypto wallet. Next, you would need to send these coins to the cryptocurrency exchange’s wallet.

Finally, you would have to convert the Ripple into a fiat currency such as US dollars, Euros, or British pounds. You will likely be charged a fee for this digital to fiat currency exchange each time, which can add up.

Are you ready to dive into the Ripple XRP market?

buy ripple

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

Other Ways To Buy Ripple (XRP) In 2023

We have covered a lot in this How to buy Ripple guide. However, there are other ways in which you can buy this popular digital asset. Check out the list below for inspiration!

Buy Ripple Debit Card

One of the most popular ways to buy Ripple is via debit card. Transactions tend to be instantaneous, meaning you can make the purchase without needing to wait days on end for the funds to arrive from your bank account. 

Not only that, but when you want to cash out your Ripple, you can usually just have it sent to the same card you initially used.

If this sounds like something you would be interested in - simply fill in your card particulars, and fund your account with the broker’s minimum. You can usually use Visa, Mastercard, Visa Electron, and Maestro - but, check with your provider.

Buy Ripple Credit Card

If you decide to buy Ripple with a credit card via an online broker, you might be liable to pay what’s known as a ‘cash advance fee’.

You may have heard of this in the context of personal banking. The reason is that investment payments are considered to be comparable to ATM withdrawals - much like gambling transactions are.

This guide found that cash advance fees average 3% of your transaction - but do check for yourself as not all providers are the same.

Note: If you’re wondering how to buy Ripple with either a debit or credit card, eToro supports both.

Buy Ripple Paypal

PayPal is a very recognizable name to most people, whether it’s online shopping or buying cryptocurrencies.

This e-wallet is safe, secure, and offers clients instantaneous transactions. Furthermore, if you decide to use eToro, you can buy Ripple using PayPal - as well as other popular e-wallets Neteller and Skrill.

Ripple ATM

What is a Ripple ATM? For those unaware, there are cryptocurrency ATMs in certain locations. They are just the same as regular cash machines - apart from the fact you can insert money into the terminal.

You insert your fiat money, and the Ripple ATM tells you how much XRP you can buy for your specified amount. A receipt will be printed containing information about your exchange, and your crypto wallet.

You will often be charged a fee for the exchange, and this is often in the region of between 10% and 20%. Again, it’s generally cheaper and more convenient to use a regulated online broker.

buy ripple

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

Why Buy Ripple?

Ripple has also seen a rise and is expected to double in price by the end of 2023, which makes it attractive for investors. There are many reasons behind wanting to make a crypto investment. One of them is wanting to gain an additional amount of profit, namely through this initial investment. 

Buy Ripple XRP

Ripple could be a profitable investment as its price is expected to rise. This is likely to happen in today’s time, with crypto prices skyrocketing and the crypto market thriving more than ever. 

Although Ripple has recently experienced charges from the Securities Exchange Commission (SEC), in which case it was delisted by many crypto exchanges, consequently experiencing big losses, it has begun to experience growth again. Experts believe that the price of Ripple is likely to increase in the coming months and years.

Where To Buy Ripple?

If you want to buy Ripple, you must know where to do so. Cryptocurrencies can be purchased through crypto exchanges. And, there are many cryptocurrency exchanges where you can buy Ripple. Let’s dive into more details below.

Ripple Wallets

When you buy a cryptocurrency, including Ripple, you have to store it in a wallet. You can store them in a digital wallet or in a physical one that looks like a USB. A secure digital wallet where you can store your Ripple is eToroX, and it stays an appealing option for crypto investors. eToroX is a great place where you can keep your coins safely.

Ripple exchanges

Cryptocurrencies such as Ripple can be bought on many platforms. In a crypto exchange, you can transfer and exchange various currencies, such as cryptocurrencies or dollars. The crypto tokens such as XRP can be exchanged with dollars and vice versa.

Many recommendations are available when it comes to buying Ripple, one of the main ones includes eToro. This platform makes the buying process easy and simple. There is also a big social element in the way they incorporate their business flow, and your cryptocurrency investment can be a pleasant process for you.

Best Exchanges To Buy Ripple (XRP) 

Finding the best exchanges to buy Ripple is a very difficult task. With that said, we summoned our analysts and experts to do a thorough study about the prospects of XRP and they came back with great results. APE is supported by over 78 exchanges. 

To beginners or novice traders, our analysts came across important factors that are normally ignored, and have detrimental consequences on some traders. 

Best exchanges to buy Ripple XRP

Some of these factors that need to be considered anytime you decide to invest in XRP or any other digital assets are reputation, regulation, liquidity, anonymity, limits, fees, customer service, geographical restrictions, insurance, speed, and payment methods. We settled on the 5 best exchanges to buy XRP by taking into account the aforementioned factors.

The list below comprises exchanges we have verified as safe and secure and which we as an e-learning organization consider as the best places to buy Ripple (XRP). The winners are Kraken, Binance, Huobi Global, eToro, and other Honorable Mentions

Kraken – Buy XRP With the Most popular Cryptocurrency Exchange

After reviewing more than 40+ exchanges, we concluded that Kraken is one of the best crypto providers. Formally known as the Bitcoin Exchange, Kraken is one of the pioneer cryptocurrency exchanges. Founded in 2011, Kraken is one of the largest exchanges by trading volume. 

In Statista’s updated list of the best cryptocurrency exchanges by daily volume on 11th September 2021, Kraken made the top 50. The exchange recorded more than $900 million in volume for the day.

Kraken is available in 176 countries across the globe and has more than 4 million active users across the globe. Unlike its competitors which have struggled with finding a presence in the United States, Kraken can be used in 48 states.

Because of its popularity and usage, several questions have been asked as to the accessibility of Ripple’s XRP on Kraken. 

Before you make steps towards investing in Ripple (XRP) through Kraken, let us analyze the pros and cons of Kraken.


  • Experienced Traders will find the platform resourceful.
  • Great for crypto-to-crypto trading since it supports up to 70 coins.
  • Crypto holdings are highly secured (this is because 95% of assets are kept in cold storage).
  • The verification process has been shortened due to recent upgrades on the platform.
  • Available in three forms (website and through applications on iOS/Android smartphones).
  • Offers competitive fees.
  • Highly secured with two-factor authentication and other security encryptions. 


  • Users from the United States cannot deposit or withdraw funds through an automated clearinghouse (ACH).
  • No provision for a standalone hot wallet.
  • Not beginner-friendly.
  • Network congestion normally leads to an unresponsive network.

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

Binance – Top Platform for Experienced Investors to Buy XRP 

While Kraken is suitable for newbies, Binance is arguably the best platform to buy Ripple XRP if you know your way around a cryptocurrency exchange. By far, Binance is the largest cryptocurrency exchange by daily trading volume. 

As of 2023, the exchange supports over 180 countries globally. Binance has millions of users and continues to see more than 200,000 active wallets being involved in daily transactions. 

Binance placed 1st on Statista’s updated biggest cryptocurrency exchanges based on trading volume in the world in 2021. 

Before you invest in Ripple (XRP) with Binance, let us examine the pros and cons of Binance Exchange.


  • Offers low trading fees. 
  • Great for crypto-to-crypto trading (this is about the more than 500 coins available on the platform aside from XRP). 
  • 3-way platforms are easy to navigate (mobile applications on Android and iOS) as well as websites. 
  • Capable of processing approximately 1.4 million orders per second (therefore, there are no delays in order execution or withdrawals). 
  • Supports Payment Methods in the form of stablecoins (USDC, BUSD, and USDT) as well as cards.
  • Supports deposits through an automated clearing house (ACH).
  • In comparison to others, Binance has one of the best customer service systems in the space.
  • Supports transactions such as limit order, margin trading, post-only order, market order, and peer-to-peer trading among others.   


  • Not beginner-friendly (their user interface may be too complex for beginners).
  • The United States users cannot enjoy all the products offered by the exchange.
  • Although security is strong, there is less transparency around the security measures.

Huobi – Popular Way to Buy XRP for First-Time Investors

Huobi is often the preferred choice for people that wish to buy Ripple for the very first time, not least because the popular platform was built with newbies in mind. Huobi was established in September 2013, which makes it one of the oldest cryptocurrency exchanges in the space. 

Because of its extensive usage and trust by millions, Huobi has become one of the go-to platforms for buyers that want to experiment with the use of XRP. 

Before you invest in XRP, it will be in your interest to consider the pros and cons of Huobi Global.


  • Huobi Global is regulated in the Republic of Seychelles. Aside from that, it’s regulated in the United Kingdom by the Financial Conduct Authority (FCA).
  • Complies with Knowing Your Customer (KYC) and Anti-Money Laundering (AML) regulations.
  • Accepts more than 90 deposit and withdrawal methods.
  • Liquidity is extremely high.
  • Available on several platforms and mobile applications.
  • 24/7 customer support that comes in more than 13 languages.
  • Supports more than 230 cryptocurrencies including XRP.
  • It’s highly secured against cybersecurity attempts. 
  • Unlike competitors, the exchange is beginner-friendly. 


  • Not open to customers of the United States. 
  • No leverage for new customers.
  • It has a high minimum amount of $100 which may not be good for several beginner traders and investors.
  • Due to adherence to regulations, the verification process is relatively lengthier than others.

eToro – The Best Place To Buy Ripple XRP

Buy XRP on eToro

eToro is the overall best exchange to buy XRP tokens. The platform is also one of the oldest exchanges in the centralized and decentralized finance space. The eToro exchange is fully regulated in the United Kingdom, the United States, EU countries, and Australia. 

Having operated for more than 14 years, eToro continues to see huge investor interest. The exchange supports over 100 countries and has millions of active users. 

Before you take a step towards investing in Ripple’s XRP with eToro, kindly assess the pros and cons of the exchange first. 


  • eToro is well regulated across the United States, the United Kingdom, Australia, and Cyprus. 
  • There are multiple cryptocurrencies to experiment with which include XRP.
  • Extremely easy to use and can be found across 3 platforms (2 mobile applications and 1 website).
  • Offers a demo account that allows beginners to test their hands with virtual funds before using a live account to risk their money.
  • Numerous forms of advanced charting are provided by eToro to help traders get a clear view of the price patterns of assets.
  • A minimum deposit of $25 for crypto is in the range of beginner investor budgets.
  • Provides more than 10 ways of payment methods.
  • Offers social and copy trading capabilities. 


  • Lacks advanced order placement controls. 
  • Do not list more cryptos like competitors. 
  • Customer Service is not that responsive. 

Honorable Mentions 

The aforementioned exchanges are not the only places to buy XRP. There are other good places such as Mandala Exchange, Bittrex, Changelly, CoinMama, Uphold, Xcoins, CEX.IO, BitStamp, Paybis, GateHub, BitPanda and Coinberry. 

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

The Cheapest Place To Buy Ripple (XRP)

eToro is the cheapest place to buy Ripple on our list. You can deposit funds and pay $0 in deposit fees. This way, you can deposit $100 and buy more XRPs.   

Aside from eToro, the other cheapest places to buy Ripple (XRP) are Bittrex (affordable and operates in most countries).

Changelly (affordable and allows users to buy XRP and other coins with fiat and cryptocurrencies). is another affordable exchange that charges 0.05% to 0.10% on cryptocurrency transactions on its platform).

Choosing A Ripple's XRP Wallet

Once you have learned how to buy Ripple's XRP tokens and where to complete your order – the final thing to consider is storage. After all, XRP tokens are stored in crypto wallets.

There is plenty of choice in this way, as crypto wallets can come via a mobile app, desktop software, or a hardware device. Each crypto asset wallet will offer a certain blend of security and convenience.

XRP Wallet

How To Buy XRP – Tutorial

This guide has so far covered the following topics:

  • Where to buy XRP tokens
  • Why Ripple could be a valuable asset
  • The best ways to buy Ripple online
  • And how to safely store your XRP tokens

To conclude, we can now walk you through the simple questions and answers on buying XRP.

The Safest Exchange to Buy Ripple (XRP)

The safest place to buy Ripple (XRP) from our list is through eToroWe chose eToro for longevity, regulation, and its prioritizing of KYC and AML rules while providing two-factor authentication (2FA) for all users. 

Additionally, Binance, Kraken, Huobi Global, Changelly, CoinMama, and Uphold are also safe platforms. This can be attributed to the upgrades made to their respective security systems and explains why they haven’t been mired in any cybersecurity problems.

Tips: To keep your accounts safe, you should always turn on 2FA for all the cryptocurrency exchanges you use. 

The Easiest Platform to Buy Ripple (XRP)

The easiest place to buy Ripple is eToro. Depending on how cooperative you are as a client, you can sign up for an account and go through the registration process in less than 10 mins. Once you are fully verified, you can enjoy the full products offered by the exchange. 

Some of the easiest platforms to buy Ripple (XRP) are through Kraken, CoinMama, Binance, Change NOW, BTCBIT, and Xcoins. They have a great verification process as well as a huge range of cryptocurrencies for pairing. 

The Fastest Way to Buy Ripple (XRP) 

Once an exchange can be accessed through a website, an iOS as well as an Android device and accepts payments via debit/credit cards or direct crypto deposits, they fall under the fastest ways to buy Ripple. 

Due to this, we can say Binance, eToro, and Huobi Global are the fastest ways to buy Ripple (XRP) especially in a situation where you can get more coins as a result of a bearish outlook of the market.

How Do I Buy Ripple (XRP) Near Me? 

Ripple XRP ATMs are popping up across the United States and other countries globally. The easiest way to buy Ripple XRP is through XRP ATMs. 

At the time of writing, you can buy XRP at more than 3,000 ATMs worldwide. 

You can locate the ATMs at Ripple XRP ATM and XRP ARCADE

Note that certain ATMs require some form of identification. 

Before selecting a particular ATM, go through a guide to gain extensive knowledge about what it requires before risking your money.

Best Ways to Buy Ripple (XRP) Anonymously 

The best ways to buy Ripple (XRP) anonymously are through ATMs and certain exchanges. 

Therefore, XRP ATMs that do not require any form of identification and Bit2Me Exchange which has a range of payment methods that includes CASH are the best ways to buy Ripple (XRP) anonymously.

Best Ways to Buy Ripple (XRP) With PayPal 

eToro and Eightcap Exchange are the best ways to buy Ripple XRP with PayPal. Since PayPal has clamped down on false accounts through the introduction of an extensive verification system, PayPal may probably be the best way to buy XRP you can find on the market. 

Best Place to Buy Ripple (XRP) With a Credit/Debit Card 

There are several best places to buy Ripple (XRP) with a credit/debit card. As per our research, we were able to identity eToro, Binance,, CoinMama, Paybis, BitStamp, Uphold, Kraken, Change NOW, Payeer, and BitBay are the best places to buy XRP with a credit/debit card. 

Best Ways to Buy Ripple (XRP) With Your Bank Account 

According to our research, there are many best places to buy Ripple (XRP) through bank wire. Among others that we settled on based on quality, regulation, customer service, and ease of use, Paybis, Coinhouse, Bit2Me, and eToro are the best ways to buy XRP with your bank account. 

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

How To Buy Ripple (XRP) In 2023 - The Verdict

We have discussed a whole host of factors when it comes to how to buy Ripple XRP online, so you should feel ready to dive right in.

First, you need a trustworthy and regulated Ripple broker to execute your orders and securely look after your XRP. This is actually a much more convenient option for beginners.

When buying Ripple via modern commission-free platforms like eToro, it usually takes a matter of seconds to cash out. Moreover, you have the added regulatory protection of various jurisdictions such as the FCA, CYSEC, and ASIC - as well as FINRA registration.

eToro – Best Broker To Buy Ripple XRP 

eToro have proven themselves trustworthy within the industry over many years – we recommend you try them out.

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

FAQs How To Buy Ripple XRP

How easy is it to buy Ripple XRP?

These days, it’s super easy to buy Ripple yourself. Simply find a good Ripple broker with a good selection of payment methods and a user-friendly site.    

What is the safest way to buy Ripple?

The safest way to buy Ripple is via a broker that holds a license and is regulated by a respectable body. Some of the most well-known regulatory bodies are ASIC, FCA, and CySEC. eToro is licensed by all three and is also registered with FINRA in the US.    

Can I buy $100 of Ripple?

Yes - you can buy $100 of Ripple. However, for beginners, it’s better to start with a smaller stake. At eToro, you can buy XRP for a palatable $25.  

Can you lose money on Ripple?

Yes. The price of Ripple shifts throughout each day, usually by the second. With high volatility, there is always the chance of a loss. However, if you correctly speculate the direction of the digital currency’s price - you will make a profit.

What is the most Ripple has been worth?

In 2018, Ripple was priced at $3.84. To date, that is the digital coin’s all-time high.

Should I Consider Buying Ripple (XRP)?

YES! At the current price of XRP (below $2), a $50 investment can give you more than 25 XRPs.  This will play an invaluable role in helping you learn more about the blockchain of Ripple and the impact of its novel token XRP in cross-border payments in the form of on-demand liquidity (ODL).  After reading fundamental and technical analyses on well-established crypto portals, you can decide to buy more XRPs going forward. 

How to Buy Ripple (XRP) Legally?

As long as you can buy Ripple (XRP) legally in your country of residence, you can buy XRP from the comfort of your home. Depending on the payment method of your choice (Credit/Debit Cards, PayPal/Skrill/Neteller, and bank transfers), you can buy XRP from your preferred exchange.

What Are the Safest Sites to buy Ripple (XRP)? 

The safest sites to buy Ripple (XRP) are those that require you to complete Knowing Your Customer (KYC) and Anti-Money Laundering (AML).  This means exchanges that limit your account without full verification.  If an exchange asks you for documents to get to know the person behind the smartphone or personal computer, you should know they are a legitimate company.  With this, we can say, eToro, Binance, Huobi Global, and Mandala Exchange are some of the safest sites to buy Ripple (XRP).

What Is the Cheapest Way to Buy Ripple (XRP)? 

The cheapest way to buy Ripple (XRP) is from exchanges with little to no rates on deposits and withdrawals.  For beginners with little cash to risk, eToro, Binance, Kraken, OKEx, and Mandala Exchange provide little to no fees on deposits and transactions which makes them some of the cheapest ways to buy XRP.