Stellar (XLM) Price Prediction 2025 And 2030

What will XLM price be worth in the long term?

Last Updated December 1st 2022
14 Min Read

Stellar is a cryptocurrency with a clearly defined rationale: to facilitate cross-border remittances and money transfers. This makes it an interesting prospect for investors and means that Stellar’s native token, Lumens, is subject to different market forces than many other cryptocurrencies. 

XLM Overview

Cryptocurrency Stellar
Ticker Symbol XLM
Rank 25
Price $0.08872523793775951
Price Change 24h -1.11%
Price Change 7d -0.21%
Market cap $2,281,227,396.42
Circulating Supply 25,711,144,308.408
Trading Volume $56,469,481.20

Whereas the likes of Bitcoin and Litecoin were set up as a means of peer-to-peer payment for consumers and business to pay for goods and services, Stellar seeks to use its open-source protocol to make it easier to convert money from one currency to another - in this sense, it is very similar to Ripple’s XRP.  

However, unlike XRP, which is squarely aimed at the big banks and a predominantly western market, Stellar is intended for use in developing economies, to provide a platform for remittances and bank loans to those who are otherwise unable to access banking services. 

In theory, this gives Stellar a huge amount of potential as an investment opportunity, but as is the case with almost all cryptocurrencies, XLM’s success depends on the uptake.

In the following Stellar price prediction for 2025 and 2030, we’ll see what sort of support is out there for Stellar and consider what top analysts have to say about the token. 

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Stellar - A Quick Recap

investing in stellar

Stellar was created in 2014 and intended to provide a low-cost alternative for international payments and remittances. As noted above, Stellar has a similar mission statement to that of Ripple’s XRP - this is no coincidence either, as Stellar was actually founded by former Ripple man, Jed McCaleb.

The Stellar Development Foundation is the nonprofit organization behind the network but the launch of Stellar was effectively sponsored by payments startup, Stipe, with the project also receiving substantial donations from Google, Blackrock and FastForward. As such, it had a certain amount of credibility upon launch. 

Stellar aims to achieve its goal of providing a low-cost remittance service by using a distributed exchange mode, which allows users on the network to send payments in specific currencies with Stellar making an automatic forex conversion. The receiver can then receive funds via a partner institute like a bank or post office. 

In a broad sense, Stellar works in a similar way to other cryptocurrencies, such as Bitcoin and Litecoin. However, Stellar makes use of the consensus protocol, rather than proof-of-work. Under the Stellar Consensus Protocol (SCP), transactions are authenticated by a select set of trusted nodes rather than the whole network, as is the case with Bitcoin. 

This approach is what allows the Stellar network to process transactions faster and at a lower cost than many other cryptocurrency networks and, as such, it is highly suited to making international currency transfers - especially when compared to traditional methods such as SWIFT or Money Transfer Operators, for example, MoneyGram. 

Naturally, Stellar appears to be something of a long term investment. Its focus on remittances and bank loans in developing economies mean that its usage could increase exponentially over the coming years, with Lumens becoming highly sought after. 

Stellar certainly has a respectable objective in providing cheaper, faster currency transfers for those in developing economies, but has this been enough to tempt investors?

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

Read Also: Should You Buy Stellar XLM?

Is There a Market for Stellar?

As we’ve noted, Stellar was set up to facilitate cross-border payments. However, it isn’t unique with this objective - Ripple’s XRP also purports to serve the same purpose. So is there room for Stellar Lumenss? The key here is markets. Whereas Ripple is working directly with the world’s major banks, Stellar aims to provide an alternative means of sending money abroad. 

According to the company’s own website, there is the equivalent of some $500 billion transferred cross-border through personal remittances and most of this figure is generated by foreign workers sending money to family members in their home countries. Transactions typically range from between $200 and $300 and the fees for sending to people in developing economies can be as high as 15%.

Put simply, this means that people from poorer countries are often shelling out for high commission fees they can scarcely afford to pay for traditional Money Transfer Operators. This is the motivation behind Stellar’s mission statement. According to the organisation, there are some 1.7 billion unbanked adults in the world and the vast majority are in need of a more economical cross-border payments service. 

Sending funds between currencies is a complex business and usually involves several financial and legal systems. The Stellar network effectively offers a single place in which transactions can be made swiftly and cheaply. As the figures show, there is certainly demand for such a service and if Stellar can be the one to make it work, then XLM could become highly sought after in the coming years. 

Don't Miss: Could Stellar Be A Millionaire-Maker Coin?

Sharia Compliance: Stellar’s Cultural Advantage

Many of the world’s economies are found in Asia, Africa and the Middle East - regions that feature several Islamic governments or at least countries with high muslim populations. In order for Stellar to work effectively in these jurisdictions, it has to be culturally acceptable as well as economically viable. 

Fortunately, Stellar and its native token, Lumens, have been certified Sharia compliant. This paved the way for Stellar to partner with Islamic financial institutions and facilitate remittances in countries including the United Arab Emirates, Saudi Arabia and Bahrain - all of which are huge markets. 

As it stands, Stellar is the only major cryptocurrency that is certified as Sharia compliant. There are a handful of smaller coins with approval, but these are barely significant in the market. This should be noted by investors, as it means that Stellar has an important credential that gives it a massive advantage in operating in emerging economies. 

What’s next: Stellar XLM Price Predictions for 2025

It’s fair to say that there is certainly demand for the kind of service that Stellar can provide. Of course, it remains to be seen whether emerging economies will adopt the cryptocurrency,  but ultimately widespread adoption is the Holy Grail for every crypto in existence. So what are some of the industry’s top analysts predictions for XLM in 2025?

In the coming years, many top analytical platforms are certainly optimistic about what Stellar XLM can achieve.

TradingBeasts is expecting Stellar to grow in the coming years. According to the platform’s technical analysis, XLM will peak at about $0.42 by the end of 2022 and continue a steady ascent into 2023, rising to $0.51 by December 2023. A slow growth is expected in 2024, having Stellar trade at a high of $0.65 by the end of 2025. 

Elsewhere, DigitalCoinPrice has an optimistic outlook for XLM as well. It has the XLM token reaching $0.53 in 2024, before continuing on an upwards trend and reaching as high as $0.56 by 2025. 

A similar Stellar price prediction can be found on Wallet Investor. It has XLM climbing steadily over the next three years or so, potentially passing the dollar in value as early as 2024. By the end of 2025, Wallet Investor sees a Stellar XLM reaching a maximum price of $1.29 by December. 

The Forecast Analysis's Stellar XLM price prediction points to a more eventful future for the altcoin. The platform has XLM performing very well across 2022, closing the year at $1.05 mark. The website then has Stellar price peaking at an impressive $2 in 2022, dropping as low as $1.5 by 2024. By 2025, the platform has XLM recovering, climbing back up to around $2.5 by the end of the year. 

Read More: Stellar Price Prediction Forecast 

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

Looking Further Ahead: Stellar XLM Price Predictions for 2030

It goes without saying that the further ahead a Stellar price prediction looks, the less reliable it is likely to be. However, long term forecasts are a good way to gauge the current market sentiment and what kind of potential analysts see in a particular crypto’s technology. 

DigitalCoinPrice have XLM continuing to go from strength to strength well beyond 2025, reaching $0.91 by 2027 but doesn't see Stellar reach $3 until the end of 2030.

Coin Price Forecast is optimistic with regards to Stellar’s future. It has XLM soaring past the $0.78 mark as early as 2028 and continuing to climb exponentially over the course of the next decade. By 2030, it predicts that Stellar XLM will be trading in excess of $0.87 per token. 

The Forecast Analysis has made a similar prediction. Analysts there believe that Stellar (XLM) has a very real chance of reaching $10 mark by 2030.

A cryptocurrency research firm by the name of 'Coins Research Report' is calling for Stellar (XLM) to reach $3 by 2025, and $5 by 2030.

Stellar (XLM) Price Predictions 2025-2030

The price of Stellar (XLM) is expected to rise from $0.49 at the beginning of 2025 to $0.87 at the end of 2030.

Year Mid-Year Year-End
2025 $0.49 $0.55
2026 $0.58 $0.63
2027 $0.68 $0.73
2028 $0.78 $0.72
2029 $0.76 $0.79
2030 $0.83 $0.87


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Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

Conclusion: Should you invest in Stellar?

Most Stellar XLM price predictions suggest that the digital asset can expect to see significant growth over the coming years. Leading analysts vary wildly on their forecasts - but if even the most conservative predictions pan out, anyone who chooses to invest in Stellar XLM could see decent returns. 

Stellar is certainly an interesting prospect. On paper, cryptocurrency provides the perfect solution for low-cost, high-speed inter currency transfers and Stellar’s consensus mechanism makes it far more suited to the task than the likes of Bitcoin or Ethereum.

There can be little argument that the market for such a solution exists, the only real question mark is whether Stellar can gain enough support to actually become a viable alternative to traditional Money Transfer Operators. 

Some may say that Ripple is Stellar’s main competitor and it’s true that they have a similar architecture. But it should be remembered that Stellar’s Lumens is intended for an entirely different market and its altruistic ethos could see it gain much wider support in the long run. 

So is it a good idea to invest in Stellar?

Stellar XLM may well prove to be an excellent investment over the long term. According to experts, the altcoin has a huge potential for growth. 

However, It is arguably less stable than many other top cryptocurrencies, but it is also amongst the lowest priced tokens in the top bracket, so investors can gain a comparatively large holding for minimal outlay - especially compared to the likes of Bitcoin or even Binance Coin. 

Of course, potential investors will need to keep a close eye on regulatory developments moving forward, but we believe Stellar could be a worthwhile addition to your portfolio - just don’t peg all your hopes on it. 

Where to invest in Stellar

If you have never invested in XLM cryptocurrency before but see some promise in Stellar, then you’ll be pleased to hear that the market is one of the most accessible there is. In fact, the very nature of cryptocurrency means it is very easy to buy tokens online with minimal hassle.

However, before you get started, you’ll need to find a reliable broker. For most users, we recommend eToro, as not only is it fully regulated by the FCA, it also has one of the best reputations in the industry. Opening an account is easy - you’ll just need a few details and a valid form of ID. Typically, you can get access to the markets in minutes. 

Another great thing about eToro is that the website is constantly being updated with new posts and articles about trading and cryptocurrency, so if you are a novice investor it's a great place to start learning the ropes. 

eToro – Best Platform To Buy Stellar XLM

eToro have proven themselves trustworthy within the crypto industry over many years – we recommend you try them out.

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.


Should I invest in cryptocurrency?

Cryptocurrencies can present plenty of opportunity for investors, but they should be approached with caution. The market is notoriously volatile and the slightest technical innovation, lawsuit or regulatory change can quickly turn the market on its head. However, if you understand the risks and are looking to diversify your portfolio, then crypto is one of the best ways to do so.    

What are Stellar price predictions like for 2025?

Stellar price predictions are almost entirely positive - it seems analysts are supporting the coin and its mission to bring down the cost of international money transfers. One of the better Stellar price predictions we have seen was that of DigitalCoinPrice, which has XLM reaching $0.56 by the end of 2025.

Where can I invest in Stellar?

If you are looking to invest in Stellar then you’ll need to find a broker that lists the coin. We recommend eToro - especially if you are new to the crypto markets. The broker offers an easy to use trading platform and plenty of information on cryptocurrencies and trading in general.     

What will Stellar XLM be worth in 2030?

Most investors are aware that long-term price forecasts are to be taken with a pinch of salt. However, if nothing else they show us how much analysts value a particular cryptocurrency and the potential of its technology. Coin Price Forecast believes that, by 2030, Stellar Lumens will be trading at $0.87 per token.     

Can you mine Stellar?

Stellar differs from the likes of Bitcoin and Litecfoin in that it cannot be mined. This is due to the unique way that Stellar uses a consensus protocol. In order to limit the supply of XLM, the organisation behind the cryptocurrency engage in coin burning - something which has been somewhat controversial in the crypto community.  

Read more: Stellar Lumens Price Predictions: Will XLM Go Up In Value

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