The Best Places To Buy Ripple (XRP) In 2023

Last Updated January 5th 2023
22 Min Read

Are you researching where to buy Ripple XRP tokens? You’re in the right place. In this guide, we’ll be exploring some of the best places to buy XRP crypto now as per cumulative analysis by experts. You will get to know about the pros and cons of these XRP exchanges. This will help you choose amongst them the best ways that can help you invest in Ripple (XRP) in a safe and secure environment.

Where To Buy Ripple XRP – Beginner’s Guide

When learning how to buy XRP, the initial point of consideration that you need to make is which cryptocurrency platform and exchange to complete your purchase.

Bearing in mind that XRP is a very popular cryptocurrency, it makes sense that virtually more than 50+ exchanges listed and support this token. Whether you want to invest in Ripple and hold, we’ve got you covered.

To help clear the mist for you, below we discuss where to buy XRP right now from the top exchanges in this space.

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

Best 5 Exchanges To Buy Ripple (XRP) 

Finding the best exchanges to buy Ripple is a very difficult task. With that said, we summoned our analysts and experts to do a thorough study about the prospects of XRP and they came back with great results. APE is supported by over 78 exchanges. 

To beginners or novice traders, our analysts came across important factors that are normally ignored, and have detrimental consequences on some traders. 

Some of these factors that need to be considered anytime you decide to invest in XRP or any other digital assets are reputation, regulation, liquidity, anonymity, limits, fees, customer service, geographical restrictions, insurance, speed, and payment methods. We settled on the 5 best exchanges to buy XRP by taking into account the aforementioned factors.

The list below comprises exchanges we have verified as safe and secure and which we as an e-learning organization consider as the best places to buy Ripple (XRP). The winners are Kraken, Binance, Huobi Global, eToro, and other Honorable Mentions

1. Kraken – Buy XRP With the Most popular Cryptocurrency Exchange

After reviewing more than 40+ exchanges, we concluded that Kraken is one of the best crypto providers. Formally known as the Bitcoin Exchange, Kraken is one of the pioneer cryptocurrency exchanges. Founded in 2011, Kraken is one of the largest exchanges by trading volume. 

In Statista’s updated list of the best cryptocurrency exchanges by daily volume on 11th September 2021, Kraken made the top 50. The exchange recorded more than $900 million in volume for the day.

Kraken is available in 176 countries across the globe and has more than 4 million active users across the globe. Unlike its competitors which have struggled with finding a presence in the United States, Kraken can be used in 48 states.

Because of its popularity and usage, several questions have been asked as to the accessibility of Ripple’s XRP on Kraken. 

Before you make steps towards investing in Ripple (XRP) through Kraken, let us analyze the pros and cons of Kraken.


Experienced Traders will find the platform resourceful. 

Great for crypto-to-crypto trading since it supports up to 70 coins. 

Crypto holdings are highly secured (this is because 95% of assets are kept in cold storage). 

The verification process has been shortened due to recent upgrades on the platform. 

Available in three forms (website and through applications on iOS/Android smartphones). 

Supports several transactions such as futures trading, stop-loss limit order, stop-loss market order, margin trading, take profit market order, as well as buy, sell, send, and receive, among others. 

Offers competitive fees. 

Highly secured with two-factor authentication and other security encryptions. 


Users from the United States cannot deposit or withdraw funds through an automated clearinghouse (ACH). 

No provision for a standalone hot wallet. 

Not beginner-friendly. 

Network congestion normally leads to an unresponsive network.

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

2. Binance – Top Platform for Experienced Investors to Buy XRP 

While Kraken is suitable for newbies, Binance is arguably the best platform to buy Ripple XRP if you know your way around a cryptocurrency exchange. By far, Binance is the largest cryptocurrency exchange by daily trading volume. 

As of 2023, the exchange supports over 180 countries globally. Binance has millions of users and continues to see more than 200,000 active wallets being involved in daily transactions. 

Binance placed 1st on Statista’s updated biggest cryptocurrency exchanges based on trading volume in the world in 2021. 

Before you invest in Ripple (XRP) with Binance, let us examine the pros and cons of Binance Exchange.


Offers low trading fees. 

Great for crypto-to-crypto trading (this is about the more than 500 coins available on the platform aside from XRP). 

3-way platforms are easy to navigate (mobile applications on Android and iOS) as well as websites. 

Capable of processing approximately 1.4 million orders per second (therefore, there are no delays in order execution or withdrawals). 

Supports Payment Methods in the form of stablecoins (USDC, BUSD, and USDT) as well as cards.

Supports deposits through an automated clearing house (ACH).

In comparison to others, Binance has one of the best customer service systems in the space.

Supports transactions such as limit order, margin trading, post-only order, market order, and peer-to-peer trading among others.   


Not beginner-friendly (their user interface may be too complex for beginners). 

The United States users cannot enjoy all the products offered by the exchange. 

Although security is strong, there is less transparency around the security measures.

Do not accept deposits from direct wire transfers or deposits from online financial services wallets (PayPal, Skrill, Neteller, iDEAL, Rapid Transfer, and others). 

3. Huobi – Popular Way to Buy XRP for First-Time Investors

Huobi is often the preferred choice for people that wish to buy Ripple for the very first time, not least because the popular platform was built with newbies in mind. Huobi was established in September 2013, which makes it one of the oldest cryptocurrency exchanges in the space. 

Because of its extensive usage and trust by millions, Huobi has become one of the go-to platforms for buyers that want to experiment with the use of XRP. 

Before you invest in XRP, it will be in your interest to consider the pros and cons of Huobi Global.


Huobi Global is regulated in the Republic of Seychelles. Aside from that, it’s regulated in the United Kingdom by the Financial Conduct Authority (FCA). 

Complies with Knowing Your Customer (KYC) and Anti-Money Laundering (AML) regulations.

Accepts more than 90 deposit and withdrawal methods. 

Liquidity is extremely high. 

Available on several platforms and mobile applications. 

24/7 customer support that comes in more than 13 languages. 

Supports more than 230 cryptocurrencies including XRP. 

It’s highly secured against cybersecurity attempts.  

Unlike competitors, the exchange is beginner-friendly. 


Not open to customers of the United States. 

No leverage for new customers. 

It has a high minimum amount of $100 which may not be good for several beginner traders and investors. 

Due to adherence to regulations, the verification process is relatively lengthier than others.

4. eToro – The Best Place To Buy Ripple XRP

eToro is the overall best exchange to buy XRP tokens. The platform is also one of the oldest exchanges in the centralized and decentralized finance space. The eToro exchange is fully regulated in the United Kingdom, the United States, EU countries, and Australia. 

Having operated for more than 14 years, eToro continues to see huge investor interest. The exchange supports over 100 countries and has millions of active users. 

Before you take a step towards investing in Ripple’s XRP with eToro, kindly assess the pros and cons of the exchange first. 


eToro is well regulated across the United States, the United Kingdom, Australia, and Cyprus. 

There are multiple cryptocurrencies to experiment with which include XRP. 

Extremely easy to use and can be found across 3 platforms (2 mobile applications and 1 website). 

Offers a demo account that allows beginners to test their hands with virtual funds before using a live account to risk their money. 

Numerous forms of advanced charting are provided by eToro to help traders get a clear view of the price patterns of assets. 

Prioritizes Knowing Your Customer (KYC) and Anti-Money Laundering (AML). 

A minimum deposit of $25 for crypto is in the range of beginner investor budgets. 

Provides more than 10 ways of payment methods. 

Offers social and copy trading capabilities. 


Lacks advanced order placement controls. 

Do not list more cryptos like competitors. 

Customer Service is not that responsive. 

5. Honorable Mentions 

The aforementioned exchanges are not the only places to buy XRP. There are other good places such as Mandala Exchange, Bittrex, Changelly, CoinMama, Uphold, Xcoins, CEX.IO, BitStamp, Paybis, GateHub, BitPanda and Coinberry. 

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

Introduction To The Crypto World Of XRP 

The crypto world transcends Bitcoin and blockchain technology. Several parts make up the whole crypto world. Exchanges, wallets, stablecoins, non-fungible tokens, decentralized finance applications in the form of lending, exchange, yield aggregation, and insurance are all part of the crypto world. 

Before zooming into investing in Ripple (XRP), you should have an extensive understanding of the following. 

  • According to the crypto tracking portal, CoinMarketCap, there are more than 16,000 cryptos in the world. One of them is called Ripple (XRP). Although Bitcoin is the first cryptocurrency, others such as XRP also play a great role in cross-border payments worldwide. 
  • Like all cryptocurrencies, XRP is divisible. This means that you do not have to buy a whole XRP. Cryptocurrencies are divided into 8 decimal points, unlike fiat currencies that are divided into 2 decimal points. Therefore you could own 0.00000001 XRP
  • Ripple is a blockchain-based digital payment network and protocol. The use of blockchain allows XRP to move from one user to the other. 
  • Exchanges like eToro and Binance are independent websites created to allow the exchange of fiat money for digital assets. 
  • Wallets such as Ledger Nano S, Trezor, Edge Wallet, Electrum, and Atomic Wallet are software that facilitates access to the blockchain. They help in transferring and storing XRP securely. 

Check Out: How To Make (Or Lose) Money With Ripple (XRP)

Finding The Right Site For Your Needs 

There are plenty of exchanges to buy Ripple (XRP) today. Although platforms perform similar functions, they differ in features. Before you decide to invest in Ripple (XRP), you need to take these into account. 

1. Anonymity

Watch out for exchanges that allow you to register for an account without verifying the person behind the personal computer or mobile phone. 

Most of such exchanges cannot be held accountable and are part of hundreds of exchanges that have taken off with millions of dollars in investor money. 

Though an exchange may be one of the best ways to buy Ripple (XRP), you must verify your account to secure your funds. 

2. Fees

If you are looking for the cheapest way to buy Ripple (XRP) versus the fastest way, then fees will come into effect. 

Depending on the budget you set aside for crypto trading and investing, go for exchanges that take little to no fees. This will help you maximize profits and minimize costs. 

3. Ease of Use

Depending on your being a beginner or an expert, select user-friendly exchanges. 

What’s more, choose exchanges with a smooth verification process. Also, select exchanges that have great customer service in case you need things sorted out. 

4. Payment Methods

There are several payment methods out there but which one fits your needs. 

Do you know you can buy Ripple (XRP) with a credit/debit card? Aside from that, there are others such as bank transfers, cash, Skrill, PayPal, and others. 

5. Regulatory Compliance

Choose an exchange that complies with Knowing Your Customer (KYC) and anti-money laundering (AML) regulations. Once an exchange asks you to provide documents for verification, you should know your account is secure. 

6. Security

Select an exchange that offers multi-level verification of accounts such as two-factor authentication (2FA). This will protect your funds and accounts from cybersecurity breaches. 

7. Limits

On cryptocurrency exchanges, limits are synonymous with your level of verification. 

Please, do verify your identity with government-issued cards as well as proof of residence documents (bank statements and utility bills). This will help you stay clear of all forms of withdrawal limits. 

8. Liquidity

Because there are more than 400 exchanges in the space today, always select exchanges with at least $500 million in daily volume. This will help you buy and sell a high amount of Ripple (XRPs) at better, more even, and fair prices.         

9. Speed

You do not want a buy or sell order for your XRP holdings to become stuck on a waiting list while prices of cryptocurrencies continue to experience multiple percentage swings within seconds. Go for exchanges that process more transactions per second. 

10. Are Your Funds Insured?

In case an exchange goes down, can you get your money back? This is one of the questions you should always ask. 

Therefore, choose exchanges that have some form of insurance. This will help you get the whole or part of your investments back in case there is hacking of your preferred exchange. 

To put it simply, choose exchanges that protect you when deciding where to buy Ripple (XRP) online. 

11. Reputation

Go to online search engines (Yahoo, Google, Bing, Brave Browser, and Safari Browsers) and search for the pros and cons of your preferred exchange. 

You will gain extensive insights into the customer service, liquidity problems, speed, as well as the number of coins available for trading. This will guide you in carrying on or rejecting a particular exchange. 

12. Customer Service

How many languages does the exchange support? How long does it take for the exchange to respond to queries? Consider all these when wondering where to buy Ripple (XRP). 

13. Geo-Restriction

Choose an exchange that supports your country. You shouldn’t use Virtual Private Networks (VPNs) to register for an account on an exchange that doesn’t list your country. This makes it difficult to hold the exchange accountable if something should go wrong. 

14. Takeaway

There are several exchanges where you can buy Ripple (XRP). In the end, choose exchanges that support your country and meet your preferences.

Don't Miss: 23 Reasons Why You Should Invest in Ripple XRP Today

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

Ways Of Buying XRP

If you want to buy Ripple XRP  today but you’re not too sure which payment type to use – consider the methods outlined below. 

When investing in Ripple (XRP), there is nothing like a singular payment method. Here is a comparison of payment methods that will help you determine the one that fits your needs. 

Buy XRP With Credit Card or Debit Card

Investing in Ripple (XRP) using a credit/debit card is easy and fast. On the right platform, buying cryptocurrencies through this method is the best if it comes with little or no deposit fees. Overall, using cards lessens fraud due to 2FA

Take note, eToro is one of the only cryptocurrency places that will allow you to buy XRP with a credit/debit card without paying any fees. Binance, for example, charges 4.5% while at Coinbase, you will pay 3.99%.

Buy XRP Crypto With PayPal

Depositing with PayPal on exchanges such as eToro is free. PayPal has been voted by experts as one of the easiest ways to buy Ripple (XRP). Before you can deposit with PayPal, you must be a verified PayPal wallet user. 

The Cheapest Place To Buy Ripple (XRP)

eToro is the cheapest place to buy Ripple on our list. You can deposit funds and pay $0 in deposit fees. This way, you can deposit $100 and buy more XRPs.   

Aside from eToro, the other cheapest places to buy Ripple (XRP) are Bittrex (affordable and operates in most countries).

Changelly (affordable and allows users to buy XRP and other coins with fiat and cryptocurrencies). is another affordable exchange that charges 0.05% to 0.10% on cryptocurrency transactions on its platform).

Choosing A Ripple's XRP Wallet

Once you have learned how to buy Ripple's XRP tokens and where to complete your order – the final thing to consider is storage. After all, XRP tokens are stored in crypto wallets.

There is plenty of choice in this way, as crypto wallets can come via a mobile app, desktop software, or a hardware device. Each crypto asset wallet will offer a certain blend of security and convenience.

etoro wallet

How To Buy XRP – Tutorial

This guide has so far covered the following topics:

  • Where to buy XRP tokens
  • Why Ripple could be a valuable asset
  • The best ways to buy Ripple online
  • And how to safely store your XRP tokens

To conclude, we can now walk you through the simple questions and answers on buying XRP.

The Safest Exchange to Buy Ripple (XRP)

The safest place to buy Ripple (XRP) from our list is through eToroWe chose eToro for longevity, regulation, and its prioritizing of KYC and AML rules while providing two-factor authentication (2FA) for all users. 

Additionally, Binance, Kraken, Huobi Global, Changelly, CoinMama, and Uphold are also safe platforms. This can be attributed to the upgrades made to their respective security systems and explains why they haven’t been mired in any cybersecurity problems.

Tips: To keep your accounts safe, you should always turn on 2FA for all the cryptocurrency exchanges you use. 

The Easiest Platform to Buy Ripple (XRP)

The easiest place to buy Ripple is eToro. Depending on how cooperative you are as a client, you can sign up for an account and go through the registration process in less than 10 mins. Once you are fully verified, you can enjoy the full products offered by the exchange. 

Some of the easiest platforms to buy Ripple (XRP) are through Kraken, CoinMama, Binance, Change NOW, BTCBIT, and Xcoins. They have a great verification process as well as a huge range of cryptocurrencies for pairing. 

The Fastest Way to Buy Ripple (XRP) 

Once an exchange can be accessed through a website, an iOS as well as an Android device and accepts payments via debit/credit cards or direct crypto deposits, they fall under the fastest ways to buy Ripple. 

Due to this, we can say Binance, eToro, and Huobi Global are the fastest ways to buy Ripple (XRP) especially in a situation where you can get more coins as a result of a bearish outlook of the market.

How Do I Buy Ripple (XRP) Near Me? 

Ripple XRP ATMs are popping up across the United States and other countries globally. The easiest way to buy Ripple XRP is through XRP ATMs. 

At the time of writing, you can buy XRP at more than 3,000 ATMs worldwide. 

You can locate the ATMs at Ripple XRP ATM and XRP ARCADE

Note that certain ATMs require some form of identification. 

Before selecting a particular ATM, go through a guide to gain extensive knowledge about what it requires before risking your money.

Best Ways to Buy Ripple (XRP) Anonymously 

The best ways to buy Ripple (XRP) anonymously are through ATMs and certain exchanges. 

Therefore, XRP ATMs that do not require any form of identification and Bit2Me Exchange which has a range of payment methods that includes CASH are the best ways to buy Ripple (XRP) anonymously.

Best Ways to Buy Ripple (XRP) With PayPal 

eToro and Eightcap Exchange are the best ways to buy Ripple XRP with PayPal. Since PayPal has clamped down on false accounts through the introduction of an extensive verification system, PayPal may probably be the best way to buy XRP you can find on the market. 

Best Place to Buy Ripple (XRP) With a Credit/Debit Card 

There are several best places to buy Ripple (XRP) with a credit/debit card. As per our research, we were able to identity eToro, Binance,, CoinMama, Paybis, BitStamp, Uphold, Kraken, Change NOW, Payeer, and BitBay are the best places to buy XRP with a credit/debit card. 

Best Ways to Buy Ripple (XRP) With Your Bank Account 

According to our research, there are many best places to buy Ripple (XRP) through bank wire. Among others that we settled on based on quality, regulation, customer service, and ease of use, Paybis, Coinhouse, Bit2Me, and eToro are the best ways to buy XRP with your bank account. 

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

How To Buy More Cryptocurrencies, Or ‘Altcoins’ 

Most platforms allowing you to buy Ripple (XRP) with fiat have a limited number of cryptocurrencies available. 

If you want to buy more digital assets, you will have to use platforms that allow you to trade your XRP for other cryptocurrencies. 

To buy more cryptocurrencies, Mandala Exchange is a relatively new exchange on the market. 

Created in 2020, the exchange has gone on to become one of the largest cryptocurrency exchanges globally when considering daily trading volume.

Before you risk your money investing in Ripple (XRP) on Mandala Exchange, it will be wise to get to know the pros and cons of the exchange. 


Very compliant (operates with the highest standards of legal and regulatory requirements). 

Security (is protected by Binance’s cutting-edge security system). What’s more, funds are secured by Binance and Secure Asset Fund for Users (SAFU). 

Liquidity (Continues to share Binance’s liquidity, offering one of the largest pools in the world). 

Provides 100s of digital assets. 

Continues to accomplish roadmaps. 

Research & Development is in place. 


Relatively new and needs time to gain trust in the long term.


The purpose of this guide on where to buy Ripple tokens was to explain the investment process in simple terms with regulated and low-cost exchanges. In addition to reviewing the best platforms in the market, we’ve also discussed the many factors to consider before you buy and invest in XRP.

There you have it, we have given you an extensive review of the best places to buy XRP in 2023. Take a stake in Ripple and see where it could take you per your investment goals.

If you have conducted your own research and you’re ready to buy XRP now – it takes a few minutes to purchase the tokens at eToro.

eToro – The Best Place To Buy Ripple

Open an account with eToro, deposit some funds with USD, and finally – buy XRP from just $10.

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

FAQs When Buying XRP

Should I buy XRP?

XRP is a popular cryptocurrency that many retail and institutional investors believe that the ripple crypto has a good future ahead of it. You should, however, do your own research when deciding whether or not to invest in XRP.

How to buy XRP stock?

There is no such thing as XRP stock – as the digital asset is a cryptocurrency, not traditional stock. As such, if you want to invest in this crypto, you need to buy XRP tokens.

How to buy XRP with eToro?

To buy XRP on eToro, you will need to open an account and upload some ID. Then, you can fund your XRP investment with a debit/credit card, bank transfer. or Paypal.

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.


Should I Consider Buying Ripple (XRP)?

YES! At the current price of XRP (below $2), a $50 investment can give you more than 25 XRPs.  This will play an invaluable role in helping you learn more about the blockchain of Ripple and the impact of its novel token XRP in cross-border payments in the form of on-demand liquidity (ODL).  After reading fundamental and technical analyses on well-established crypto portals, you can decide to buy more XRPs going forward. 

How to Buy Ripple (XRP) Legally?

As long as you can buy Ripple (XRP) legally in your country of residence, you can buy XRP from the comfort of your home. Depending on the payment method of your choice (Credit/Debit Cards, PayPal/Skrill/Neteller, and bank transfers), you can buy XRP from your preferred exchange.

What Are the Safest Sites to buy Ripple (XRP)? 

The safest sites to buy Ripple (XRP) are those that require you to complete Knowing Your Customer (KYC) and Anti-Money Laundering (AML).  This means exchanges that limit your account without full verification.  If an exchange asks you for documents to get to know the person behind the smartphone or personal computer, you should know they are a legitimate company.  With this, we can say, eToro, Binance, Huobi Global, and Mandala Exchange are some of the safest sites to buy Ripple (XRP).

What Is the Cheapest Way to Buy Ripple (XRP)? 

The cheapest way to buy Ripple (XRP) is from exchanges with little to no rates on deposits and withdrawals.  For beginners with little cash to risk, eToro, Binance, Kraken, OKEx, and Mandala Exchange provide little to no fees on deposits and transactions which makes them some of the cheapest ways to buy XRP.

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