The 5 Best Ways To Buy Ripple (XRP) In 2022

What Are The Best Ways To Buy Ripple (XRP)? 

Last Updated October 12th 2021
22 Min Read

In this article, Trading Education will share their top 5 best ways to buy Ripple (XRP) in 2022 as per cumulative analysis by experts. You will get to know about the pros and cons of the best ways to buy XRP. This will help you choose amongst them the best ways that can help you invest in Ripple (XRP) in a safe and secure environment.

Cryptocurrencies continue to trend in the last quarter of 2021 thanks to the crypto bubble that started earlier in the year. 

In a survey conducted by the Global Blockchain Council and Survey Monkey, Bitcoin has been heard at least once by 60% of Americans. An infinitesimal percentage of the American population holds some form of cryptocurrency. 

This has put several people across the globe in a position where they continue to think that cryptocurrencies revolve around parent crypto Bitcoin. 

Fortunately, this isn’t the case. There are several innovations in the crypto finance space daily which has increased the number of cryptos in the market. This is the primary reason why CoinMarketCap ranks more than 12,000 cryptos on its platform. 

Among them are Ripple and its novel token, XRP.

Founded in 2012 as a cross-border payment solutions platform, Ripple’s XRP as a tradable token reached an all-time high of $3.84 on 4th January 2018. The crypto trading asset then plummeted to new high lows in 2019 and 2020. 

Thanks to the boom in the demand for digital assets by institutional investors in 2021, XRP has ridden side by side with other altcoins and has so far returned more than 400% year-to-date (YTD) for long term investors. 

With the forecast of several analysts expecting Ripple’s XRP to increase significantly towards the end of 2021, many questions are being asked by sophisticated and unsophisticated traders. 

Some of the questions are; where can I buy XRP, should you buy XRP now, where is the best place to buy XRP, what exchanges still allow XRP trading, where can I buy Ripple XRP, the best place to buy XRP, how do I buy XRP, and what exchange still support XRP? 

By reading this article to the end, you will get to know the best ways to buy Ripple’s XRP. This will help you know the diverse ways to buy Ripple based on your needs and preferences. 

Do not jump sections, take a keen interest in the article, learn how to buy Ripple, and become a part of investors that made huge gains in this new world of decentralized finance.


Our Favorite Exchanges to Buy Ripple (XRP) 

Each of us (experts of the whole crypto finance space) at Trading Education has bought, sold, and held some form of cryptocurrency. 

Throughout this journey, we experienced countless issues with several exchanges. Customer Service, User Interface Problems, Security, Liquidity, and limited cryptocurrencies for crypto-to-crypto trading were encountered. 

As our experts learned from the experience of moving from one exchange to the other, they compiled a list of a sum of their knowledge. 

This list comprises exchanges we have verified as safe and secure and which we as an e-learning organization consider as the best places to buy Ripple (XRP).

The winners are Kraken, Binance, Huobi Global, eToro, and other Honorable Mentions


Formally known as the Bitcoin Exchange, Kraken is one of the pioneer cryptocurrency exchanges. Founded in 2011, Kraken is one of the largest cryptocurrency exchanges by trading volume. 

In Statista’s updated list of the best cryptocurrency exchanges by daily volume on 11th September 2021, Kraken made the top 50. The exchange recorded more than $900 million in volume for the day.

Kraken is available in 176 countries across the globe and has more than 4 million active users across the globe. Unlike its competitors which have struggled with finding a presence in the United States, Kraken can be used in 48 states.

Because of its popularity and usage, several questions have been asked as to the accessibility of Ripple’s XRP on Kraken. 

Some of the questions are, is Kraken any good, is Kraken currently selling XRP, does Kraken support XRP, and what is Ripple (XRP) Kraken

Before you make steps towards investing in Ripple (XRP) through Kraken, let us analyze the pros and cons of Kraken.


✅ Experienced Traders will find the platform resourceful. 

✅ Great for crypto-to-crypto trading since it supports up to 70 coins. 

✅ Crypto holdings are highly secured (this is because 95% of assets are kept in cold storage). 

✅ The verification process has been shortened due to recent upgrades on the platform. 

✅ Available in three forms (website and through applications on iOS/Android smartphones). 

✅ Supports several transactions such as futures trading, stop-loss limit order, stop-loss market order, margin trading, take profit market order, as well as buy, sell, send, and receive, among others. 

✅ Offers competitive fees. 

Highly secured with two-factor authentication and other security encryptions. 


Users from the United States cannot deposit or withdraw funds through an automated clearinghouse (ACH). 

No provision for a standalone hot wallet. 

Not beginner-friendly. 

Network congestion normally leads to an unresponsive network. 


By far, Binance is the largest cryptocurrency exchange by daily trading volume. 

Software engineer Chanpeng Zhao founded Binance in 2017. 

As of October 2021, the exchange supports over 180 countries globally. 

Binance has millions of users and continues to see more than 200,000 active wallets being involved in daily transactions. 

Binance placed 1st on Statista’s updated biggest cryptocurrency exchanges based on 24-hour volume in the world on 11th October 2021. 

On the day, Binance recorded $24.19 billion in volume.

This is the primary reason why new and experienced crypto users continue to ask questions such as, how do I find my XRP Binance, how do I buy XRP on Binance, and is Binance one of the best places to buy XRP? 

Before you invest in Ripple (XRP) with Binance, let us examine the pros and cons of Binance Exchange.


✅ Offers low trading fees. 

✅ Great for crypto-to-crypto trading (this is about the more than 500 coins available on the platform aside from XRP). 

✅ 3-way platforms are easy to navigate (mobile applications on Android and iOS) as well as websites. 

✅ Capable of processing approximately 1.4 million orders per second (therefore, there are no delays in order execution or withdrawals). 

✅ Supports Payment Methods in the form of stablecoins (USDC, BUSD, and USDT) as well as cards.

✅ Supports deposits through an automated clearing house (ACH).

✅ In comparison to others, Binance has one of the best customer service systems in the space.

✅ Supports transactions such as limit order, margin trading, post-only order, market order, and peer-to-peer trading among others.   


Not beginner-friendly (their user interface may be too complex for beginners). 

The United States users cannot enjoy all the products offered by the exchange. 

Although security is strong, there is less transparency around the security measures.

Do not accept deposits from direct wire transfers or deposits from online financial services wallets (PayPal, Skrill, Neteller, iDEAL, Rapid Transfer, and others). 



Huobi was established in September 2013, which makes it one of the oldest cryptocurrency exchanges in the space. 

Huobi is one of the most popular as well as largest cryptocurrency exchanges by trading volume. 

It’s a top 10 exchange that records more than $1 billion daily in volume. 

Huobi has more than 5 million users and supports more than 130 countries globally. 

Because of its extensive usage and trust by millions, Huobi has become one of the go-to platforms for buyers that want to experiment with the use of XRP. 

This has led to several discussions on cryptocurrency forums that normally revolve around, does Huobi have XRP, can you buy XRP on Huobi Global, is Huobi a good exchange, and does Huobi Global support XRP? 

Before you invest in XRP with Huobi Global, it will be in your interest to consider the pros and cons of Huobi Global.


✅ Huobi Global is regulated in the Republic of Seychelles. Aside from that, it’s regulated in the United Kingdom by the Financial Conduct Authority (FCA). 

✅ Complies with Knowing Your Customer (KYC) and Anti-Money Laundering (AML) regulations.

✅ Accepts more than 90 deposit and withdrawal methods. 

✅ Liquidity is extremely high. 

✅ Available on several platforms and mobile applications. 

✅ 24/7 customer support that comes in more than 13 languages. 

✅ Supports more than 230 cryptocurrencies including XRP. 

✅ It’s highly secured against cybersecurity attempts.  

✅ Unlike competitors, the exchange is beginner-friendly. 


Not open to customers of the United States. 

No leverage for new customers. 

It has a high minimum amount of $100 which may not be good for several beginner traders and investors. 

Due to adherence to regulations, the verification process is relatively lengthier than others.

4. eToro 

As a pioneering exchange, eToro is a multi-asset exchange that allows the trading of XRP and other cryptocurrencies, aside from stocks. 

Having operated for more than 14 years, eToro continues to see huge investor interest. 

The exchange supports over 100 countries and has millions of active users. 

Having operated in the centralized and decentralized finance space without incident, many beginner traders and investors believe eToro could become the best place to buy Ripple (XRP). 

This is the reason why questions such as, can I buy XRP on eToro, how do I buy XRP, how do I get XRP on eToro, and can you hold XRP on eToro continue to trend across Yahoo, Google, and Bing among others.

eToro is one of the best places to invest in XRP. But before you take a step towards investing in Ripple’s XRP with the exchange, kindly assess the pros and cons of eToro first. 


✅ eToro is well regulated across the United States, the United Kingdom, Australia, and Cyprus. 

✅ There are multiple cryptocurrencies to experiment with which include XRP. 

✅ Extremely easy to use and can be found across 3 platforms (2 mobile applications and 1 website). 

✅ Offers a demo account that allows beginners to test their hands with virtual funds before using a live account to risk their money. 

✅ Numerous forms of advanced charting are provided by eToro to help traders get a clear view of the price patterns of assets. 

✅ Prioritizes Knowing Your Customer (KYC) and Anti-Money Laundering (AML). 

✅ A minimum deposit of $25 for crypto is in the range of beginner investor budgets. 

✅ Provides more than 10 ways of payment methods. 

✅ Offers social and copy trading capabilities. 


Lacks advanced order placement controls. 

Do not list more cryptos like competitors. 

Customer Service is not that responsive. 

5. Honorable Mentions 

The aforementioned exchanges are not the only best ways to buy Ripple (XRP). 

If you are looking for more ways to buy Ripple’s XRP, these are also good options. 

Mandala Exchange, Bittrex, Changelly, CoinMama, Uphold, Xcoins, CEX.IO, BitStamp, Paybis, GateHub, BitPanda and Coinberry. 

Introduction To The Crypto World 

The crypto world transcends Bitcoin and blockchain technology. Several parts make up the whole crypto world. Exchanges, wallets, stablecoins, non-fungible tokens, decentralized finance applications in the form of lending, exchange, yield aggregation, and insurance are all part of the crypto world. 

Before zooming into investing in Ripple (XRP), you should have an extensive understanding of the following. 

  • According to the crypto tracking portal, CoinMarketCap, there are more than 12,000 cryptos in the world. One of them is called Ripple (XRP). Although Bitcoin is the first cryptocurrency, others such as XRP also play a great role in cross-border payments worldwide. 
  • Like all cryptocurrencies, XRP is divisible. This means that you do not have to buy a whole XRP. Cryptocurrencies are divided into 8 decimal points, unlike fiat currencies that are divided into 2 decimal points. Therefore you could own 0.00000001 XRP
  • Ripple is a blockchain-based digital payment network and protocol. The use of blockchain allows XRP to move from one user to the other. 
  • Exchanges like eToro and Binance are independent websites created to allow the exchange of fiat money for digital assets. 
  • Wallets such as Ledger Nano S, Trezor, Edge Wallet, Electrum, and Atomic Wallet are software that facilitates access to the blockchain. They help in transferring and storing XRP securely. 

As you learn how to buy Ripple (XRP), you will learn more crypto terminology. 

You should not forget to ask the question, where can I buy Ripple (XRP)? 

In the not-too-distant future, you will know that the best places to buy Ripple (XRP) depend on what you want in an exchange. 

Check Out: How To Make (Or Lose) Money With Ripple (XRP)


Finding The Right Site For Your Needs 

There are plenty of exchanges and ways to buy Ripple (XRP) in 2022. Although exchanges perform similar functions, they differ in features. 

Before you decide to invest in Ripple (XRP), you need to take these into account. 

1. Anonymity

Watch out for exchanges that allow you to register for an account without verifying the person behind the personal computer or mobile phone. 

Most of such exchanges cannot be held accountable and are part of hundreds of exchanges that have taken off with millions of dollars in investor money. 

Though an exchange may be one of the best ways to buy Ripple (XRP), you must verify your account to secure your funds. 

2. Fees

If you are looking for the cheapest way to buy Ripple (XRP) versus the fastest way to buy Ripple (XRP), then fees will come into effect. 

Depending on the budget you set aside for crypto trading and investing, go for exchanges that take little to no fees. This will help you maximize profits and minimize costs. 

3. Ease of Use

Depending on your being a beginner or an expert, select user-friendly exchanges. 

What’s more, choose exchanges with a smooth verification process. Also, select exchanges that have great customer service in case you need things sorted out. 

4. Payment Methods

There are several payment methods out there but which one fits your needs. 

Do you know you can buy Ripple (XRP) with a credit/debit card? Aside from that, there are others such as bank transfers, cash, Skrill, PayPal, and others. 

5. Regulatory Compliance

Choose an exchange that complies with Knowing Your Customer (KYC) and anti-money laundering (AML) regulations. 

Once an exchange asks you to provide documents for verification, you should know your account is secure. 

6. Security

Select an exchange that offers multi-level verification of accounts such as two-factor authentication (2FA). This will protect your funds and accounts from cybersecurity breaches. 

7. Limits

On cryptocurrency exchanges, limits are synonymous with your level of verification. 

Please, do verify your identity with government-issued cards as well as proof of residence documents (bank statements and utility bills). This will help you stay clear of all forms of withdrawal limits. 

6. Liquidity

Because there are more than 400 exchanges in the space today, always select exchanges with at least $500 million in daily volume. This will help you buy and sell a high amount of Ripple (XRPs) at better, more even, and fair prices.                                           

7. Speed

You do not want a buy or sell order for your XRP holdings to become stuck on a waiting list while prices of cryptocurrencies continue to experience multiple percentage swings within seconds. Go for exchanges that process more transactions per second. 

8. Are Your Funds Insured?

In case an exchange goes down, can you get your money back? This is one of the questions you should always ask. 

Therefore, choose exchanges that have some form of insurance. This will help you get the whole or part of your investments back in case there is hacking of your preferred exchange. 

To put it simply, choose exchanges that protect you when deciding where to buy Ripple (XRP) online. 

7. Reputation

Go to online search engines (Yahoo, Google, Bing, Brave Browser, and Safari Browsers) and search for the pros and cons of your preferred exchange. 

You will gain extensive insights into the customer service, liquidity problems, speed, as well as the number of coins available for trading. This will guide you in carrying on or rejecting a particular exchange. 

8. Customer Service

How many languages does the exchange support? How long does it take for the exchange to respond to queries? Consider all these when wondering where to buy Ripple (XRP). 

9. Geo-Restriction

Choose an exchange that supports your country. You shouldn’t use Virtual Private Networks (VPNs) to register for an account on an exchange that doesn’t list your country. This makes it difficult to hold the exchange accountable if something should go wrong. 

10. Takeaway

There are several exchanges where you can buy Ripple (XRP). In the end, choose exchanges that support your country and meet your preferences.

Don't Miss: 23 Reasons Why You Should Invest in Ripple XRP Today

Payment Methods Compared 

When investing in Ripple (XRP), there is nothing like a singular payment method. Here is a comparison of payment methods that will help you determine the one that fits your needs. 

Credit/Debit Cards Investing in Ripple (XRP) using a credit/debit card is easy and fast. On the right platform, buying cryptocurrencies through this method is the best if it comes with little or no deposit fees. Overall, using cards lessens fraud due to 2FA

Bank Transfers This is one of the best methods due to the verification involved. On the right platform, depositing via bank transfer can be profitable for the investor since he or she can maximize gains while minimizing costs. 

CashIf you are lucky, cash is one of the ways to buy Ripple (XRP) anonymously. You can buy XRP from accredited exchanges such as Coinmama, Local Bitcoins, Bit Bay, and CoinMate among others with cash. 

PayPalDepositing with PayPal on exchanges such as eToro is free. PayPal has been voted by experts as one of the easiest ways to buy Ripple (XRP). Before you can deposit with PayPal, you must be a verified PayPal wallet user. 

The Cheapest Place to Buy Ripple (XRP)

eToro is the cheapest place to buy Ripple on our list. You can deposit funds and pay $0 in deposit fees. This way, you can deposit $100 and buy more XRPs.   

Aside from eToro, the other cheapest places to buy Ripple (XRP) are Bittrex (affordable and operates in most countries).

Changelly (affordable and allows users to buy XRP and other coins with fiat and cryptocurrencies). 

Cex.io is another affordable exchange that charges 0.05% to 0.10% on cryptocurrency transactions on its platform).


The Safest Way to Buy Ripple (XRP)

The safest way to buy Ripple (XRP) from our list is through eToro

We chose eToro for longevity, regulation, and its prioritizing of KYC and AML rules while providing two-factor authentication (2FA) for all users. 

Additionally, Binance, Kraken, Huobi Global, Changelly, CoinMama, and Uphold are some of the safest ways to buy Ripple (XRP). 

This can be attributed to the upgrades made to their respective security systems and explains why they haven’t been mired in any cybersecurity problems.

Trading Education Tips: To keep our accounts safe, we always turn on 2FA for all the cryptocurrency exchanges we use. We advise that you do the same.


The Easiest Way to Buy Ripple (XRP)

What is the easiest way to buy Ripple (XRP)? The easiest way to buy Ripple is eToro.

Depending on how cooperative you are as a client, you can sign up for an account and go through the registration process in less than 10 hours. 

Once you are fully verified, you can enjoy the full products offered by the exchange. 

Some of the easiest ways to buy Ripple (XRP) are through Kraken, CoinMama, Binance, Change NOW, BTCBIT, and Xcoins

They have a great verification process as well as a huge range of cryptocurrencies for pairing. 


The Fastest Way to Buy Ripple (XRP) 

What is the fastest way to buy Ripple? Exchanges that provide 3-way accessibility are the fastest ways to buy XRP. 

Once an exchange can be accessed through a website, an iOS as well as an Android device and accepts payments via debit/credit cards or direct crypto deposits, they fall under the fastest ways to buy Ripple. 

Under this, Trading Education can say Binance, eToro, and Huobi Global are the fastest ways to buy Ripple (XRP) especially in a situation where you can get more coins as a result of a bearish outlook of the market.


How Do I Buy Ripple (XRP) Near Me? 

Ripple XRP ATMs are popping up across the United States and other countries globally. The easiest way to buy Ripple XRP is through XRP ATMs. 

As of October 2021, you can buy XRP at more than 3,000 ATMs worldwide. 

You can locate the ATMs at Ripple XRP ATM and XRP ARCADE

Note that certain ATMs require some form of identification. 

Before selecting a particular ATM, go through a guide to gain extensive knowledge about what it requires before risking your money.


Best Ways to Buy Ripple (XRP) Anonymously 

The best ways to buy Ripple (XRP) anonymously are through ATMs and certain exchanges. 

Therefore, XRP ATMs that do not require any form of identification and Bit2Me Exchange which has a range of payment methods that includes CASH are the best ways to buy Ripple (XRP) anonymously.


Best Ways to Buy Ripple (XRP) With PayPal 

eToro and Eightcap Exchange are the best ways to buy Ripple XRP with PayPal. 

Since PayPal has clamped down on false accounts through the introduction of an extensive verification system, PayPal may probably be the best way to buy XRP you can find on the market. 


Best Place to Buy Ripple (XRP) With a Credit/Debit Card 

There are several best places to buy Ripple (XRP) with a credit/debit card. As per our research, we were able to identity eToro, Binance, CEX.io, CoinMama, Paybis, BitStamp, Uphold, Kraken, Change NOW, Payeer, and BitBay are the best places to buy XRP with a credit/debit card. 

If you want the cheapest, fastest, easiest, and best place to buy XRP with a credit/debit card, we would recommend eToro.


Best Ways to Buy Ripple (XRP) With Your Bank Account 

According to our research, there are many best ways to buy Ripple (XRP) with your bank account.  Among others that we settled on based on quality, regulation, customer service, and ease of use, Paybis, Coinhouse, Bit2Me, and eToro are the best ways to buy XRP with your bank account.


How to Buy More Cryptocurrencies, or ‘Altcoins’ 

Most platforms allowing you to buy Ripple (XRP) with fiat have a limited number of cryptocurrencies available. 

If you want to buy more digital assets, you will have to use platforms that allow you to trade your XRP for other cryptocurrencies. 

To buy more cryptocurrencies, Mandala Exchange is a relatively new exchange on the market. 

Created in 2020, the exchange has gone on to become one of the largest cryptocurrency exchanges globally when considering daily trading volume.

To give you an extensive insight as to the impact Mandala is making in the space, consider the new rankings of Statista.

Mandala Exchange displayed Venus Exchange, Kraken, Huobi Global, OKEx, FTX, and Crypto.Com to take second place in terms of volumes recorded on Monday, 11th October 2021. 

On that day, Mandala Exchange recorded $20.77 billion.  

Mandala aims to be the most trusted digital asset exchange on the market. 

This has led to questions such as, can you trade XRP on Mandala and how do you get crypto on Mandala? 

Before you risk your money investing in Ripple (XRP) on Mandala Exchange, it will be wise to get to know the pros and cons of the exchange. 


✅ Very compliant (operates with the highest standards of legal and regulatory requirements). 

✅ Security (is protected by Binance’s cutting-edge security system). What’s more, funds are secured by Binance and Secure Asset Fund for Users (SAFU). 

✅ Liquidity (Continues to share Binance’s liquidity, offering one of the largest pools in the world). 

✅ Provides 100s of digital assets. 

✅ Continues to accomplish roadmaps. 

✅ Research & Development is in place. 


Relatively new and needs time to gain trust in the long term.


See You On the Other Side! 

Reaching this section means you have received a full and comprehensive list of the best ways to buy Ripple (XRP) in 2022, as per your needs and interests. 

In the not-too-distant future, if you want to fast-track through cryptocurrency investing, Trading Education offers several courses as well as insightful articles to guide you.

Remember: Having a stake in Ripple (XRP) is the best way to learn about the cryptocurrency space through bullish days and bearish seasons. Once you own XRP, you will discover several ways of making passive income

eToro – The Best Platform To Buy Ripple

eToro have proven themselves trustworthy within the industry over many years – we recommend you try them out.

Virtual currencies are highly volatile. Your capital is at risk.

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