7 Top Cryptocurrencies That Could Make You a Millionaire in 2021

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Last Updated July 23rd 2021
16 Min Read

Here are seven cryptocurrencies that could help you become a millionaire this year

Today’s article introduces seven cryptos that could help you get on the road to become a millionaire.

It’s fair to say that 2020 was an unusual year for financial markets, but an unexpected result of the COVID pandemic was a re-evaluation of investment strategies, as confidence in global economies was severely knocked.

This has been touted as one reason behind the surging prices experienced by some cryptocurrencies at the end of 2020. As financial institutions around the world sought to mitigate the damage caused by the pandemic, fears of inflation and economic instability grew and investors adjusted their strategies accordingly - much to the benefit of the cryptocurrency market.

Despite an uncertain start to the year, the cryptocurrency markets surged to $760 billion by the end of 2020, approaching the industry’s record high of $800 billion in 2017, and a significant improvement on the $185 billion market cap valuation at the start of the year. 

Naturally, the incredible performance of Bitcoin and other top tokens in 2020 has generated huge interest in cryptocurrency’s potential for the year ahead. But which token will be the best cryptocurrency to buy in 2021?

Further research could help investors find cryptos that could have a stronger performance than stocks or gold. Therefore, it pays to do your due diligence and stay invested in the crypto market regularly.

So, what is the top cryptocurrency that could make you a fortune this year? We’ve compiled a list of 7 options for you to consider. 

With that information, here are seven cryptocurrencies that could make you a millionaire in 2021:


Why Invest In Cryptocurrency?

In the past, Investing in cryptocurrency has had a reputation for being risky - foolhardy even - and to an extent that reputation has been deserved. Even casual observers of the market will have noticed that prices tend to fluctuate significantly, day to day, week to week and month to month.

This could soon be changing, however, as 2020 saw in an increased number of institutional investors and established payment platforms adopting cryptocurrency. This represents a development that all crypto analysts have been waiting for and it is hoped that increased support will result in a more stable cryptocurrency market.

In January 2021, for example, Goldman Sachs expressed its backing for crypto, with top analyst Christian Mueller-Glissman saying that “the strong performance of Bitcoin and altcoins like Ethereum into 2021 as well as announcements of large investments from hedge funds, multi-asset investors and corporates” had led to  “an increased focus on [cryptocurrencies].” 

Similarly, JPMorgan Chase's billionaire chairman and CEO Jamie Dimon, recently had a change of heart with regards to cryptocurrency. Having previously dismissed digital currency as a fraud, Mr Dimon now confesses he is a “believer” in blockchain technology.

Suffice to say, support from financial powerhouses like JP Morgan and Goldman Sachs is unlikely to go unnoticed and their sentiment alone is enough to stimulate bull runs across the crypto markets as we head into 2021. 

Cryptocurrencis That Could Make You a Millionaire

1. Bitcoin

Admittedly, Bitcoin may seem like an obvious choice for being the best cryptocurrency t0 buy in 2021 - but it is with good reason. BTC is by far the largest cryptocurrency in existence, in terms of both market capitalisation and unit price, as well as notoriety. This is unlikely to change any time soon and as we head further into 2021 Bitcoin is almost universally expected to grow significantly. 

In fact, when looking at some industry analysts’ predictions for BTC over the coming months, it’s hard not to get a little excited. Amongst the most prominent voices is Citibank’s Thomas Fitzpatrick who believes Bitcoin could reach a staggering $300,000 per token by December 2021.

Mr Fitzpatrick is not alone in his bullishness over Bitcoin either. There has been a chorus of voices from the industry, with Mike Novogratz and DeVere Group’s Nigel Green amongst those turning their attention to Bitcoin and lauding it as the best cryptocurrency to buy in 2021. 

It isn’t all talk either. Finance and insurance firms including Microstrategy, Square Investment and MassMutual all unveiled huge investments in BTC at the end of 2020 - with MicroStrategy alone announcing over $1bn in total Bitcoin acquisition. 

All things considered, if you are looking to buy crypto in 2021, then it’s hard to argue against BTC being the first coin to consider adding to your portfolio.

Read Also: 5 Reasons to Invest in Bitcoin


2. Ethereum

It’s probably fair to say that Ethereum is the most well-known cryptocurrency after Bitcoin. Thanks to the Ethereum blockchain’s ability to support smart contracts and Distributed Applications, much has been made of its potential to revolutionise not just finance but numerous other secure business processes, such as changes in property ownership and employment contracts.  

Ethereum is also the second-biggest cryptocurrency by market cap - and has been so for some time. Whilst it is still a long way behind Bitcoin, Etheruem’s potential alone means it is consistently named amongst the top crypto investments. But is it the best cryptocurrency to buy in 2021?

Ethereum is an interesting prospect, to say the least. Despite a subdued 2020, ETH soared to $2,800 at the end of April 2021, fuelled by the much-anticipated launch of the Ethereum 2.0 infrastructure upgrade. The upgrade has promised to improve block processing speed and reduce transaction costs - something that has troubled Ethereum in the past.

Looking further into 2021, there are additional phases of the Ethereum 2.0 rollout that are expected to have a positive impact on the altcoin’s value. This inevitably places ETH on centre stage when it comes to investment and Cointelegraph Markets analyst Michaël van de Poppe believes the altcoin could well top $10,000 in the year ahead. 

Read More: Ethereum Price Prediction


3. Bitcoin Cash

Bitcoin Cash was formed when the original Bitcoin cryptocurrency hit a hard fork back in 2017. 

As we have noted above, cryptocurrencies usually rely on blockchain technology, which stores information in blocks of data. We also noted that most blocks contain an ongoing record of the entire history of a given chain - including every transaction. As cryptocurrency became more popular, this meant that blocks filled up much faster, which resulted in slower and more expensive transactions. 

Bitcoin Cash was effectively created to mitigate this problem, by expanding the original block size from 1MB to 8MB, allowing for faster and more frequent transactions. Whilst BCH has not managed to equal its predecessor in terms of value, the comparatively low price of Bitcoin Cash, combined with its scalability, means there is potential for serious growth.

Bitcoin Cash had an impressive end to 2020, following its own hard fork in November. Whether or not BCH is amongst the top crypto investments in the year ahead will largely rest on the industry reaction to this development. However, with BCH trading at almost $900 at the time of writing, it looks as though there is continued support for Bitcoin’s offshoot. 

Notable crypto analyst Roger Ver has gone as far to predict that BCH could end up being 10 or 20 times as valuable as it is now, thanks to its usefulness as an everyday payment system. Elsewhere, outspoken crypto investor Kim Dotcom has also put his faith in Bitcoin Cash, predicting that it could soar as high as $3,000. 

Read More: Bitcoin Cash Price Analysis for 2021


4. Litecoin

Litecoin was founded by former Google employee Charlie Lee and touted as the ‘silver’ to Bitcoin’ ‘gold’. Litecoin’s key features are improved transaction times, with a much faster block generation rate than Bitcoin and lower processing fees. LTC also requires much less computing power to mine than BTC. 

Its technical advantages and its viability as a genuine day-to-day payment system are what makes Litecoin particularly interesting to investors. What’s more, if you are looking to buy crypto in 2021, then LTC has a fairly low cost per-token for a top ten cryptocurrency. This means investors new to the market can acquire a reasonable amount of units with minimal outlay. 

Like most of the top cryptocurrencies, Litecoin experienced a bullish end to 2020 as confidence returned to the market. Looking ahead to 2021, many analysts are actually expecting a subdued performance from LTC, with the altcoin stagnating for much of year. TradingBeasts, for example, sees LTC making nominal gains of little over 10% throughout the year.

So what makes Litecoin one of the top crypto investments? Admittedly, If you’re a day trader, then perhaps you’d prefer a token with a more volatile forecast. However, if you’re prepared to hold your crypto assets then Litecoin could prove to be the best cryptocurrency to buy in 2021, simply because its price is predicted to remain low until 2022. After this, however, many sites, including TradingBeasts, believe LTC could increase by up to 100% by December 2022.

Read Also: Litecoin Price Analysis for 2021 (In-Depth Review)


5. Binance Coin

Whereas Litecoin is the silver to Bitcoin’s gold, Binance Coin could be seen as more in the mould of Ethereum. In fact, BNB was originally launched on the Ethereum network, until the launch of the Binance decentralized exchange, or DEX, later in 2017.

The Binance Exchange itself is the biggest cryptocurrency exchange worldwide, processing more than 1.4 million transactions every second. Naturally, BNB has multiple uses on its parent ecosystem, including paying for trading, exchange and listing fees, as well as being used as a medium for exchanging other cryptocurrencies on the Binance network. 

It’s utility on the world’s largest cryptocurrency exchange inevitably gives Binance Coin a  certain degree of stability, but is it likely to be amongst the top cryptocurrencies in 2021? 

Technical analysis carried out by Coinpedia predicts that BNB could experience a bullish 2021, perhaps reaching $900 by the end of the year. Similarly, WalletInvestor believes BNB could experience growth of 270.31% across 2021.

However, WalletInvestor expects prices to dip again by the end of the year, so anyone planning to buy crypto in 2021 with the intention of holding might want to approach with caution, or check out some longer forecasts. 

Read More: How Much Will BNB Be Worth In 2021 And Beyond?


6. Cardano

Cardano was developed in 2015 and quickly established itself as one of the major tokens on the market - regularly amongst the top ten in terms of market capitalisation.

There are a couple of things that make Cardano special. Firstly,  it is the world’s first peer-reviewed blockchain - having had a pool of academic experts scrutinise every stage of its development. Secondly, Cardano features its proprietary Ouroboros system, effectively consisting of two blockchains: one for handling general transactions and the other dealing with smart contracts. 

This unique, two-layer architecture gives Cardano much more scalability and faster transactions. 

WalletInvestor and DigitalCoinPrice are both forecasting growth for Cardano in the coming months, potentially making it one of the top cryptocurrencies in 2021 for investors - especially when considering its low token price of $1.34 at the time of writing. 

However, Cardano’s real appeal may be as a long-term investment. Prime XBT, for example, predicts that Cardano tokens could hit $2.82 by December 2021, but will continue to grow throughout 2022 and 2023, reaching $5.700 per token by 2025.

Read Also: How Much Will Cardano Be Worth In 2021 And Beyond?


7. Tron

Tron is a slightly more unorthodox investment opportunity. Effectively, Tron brings the advantages of blockchain to the entertainment world, by offering to link content creators with consumers. 

Users can earn Tronix (TRX), the Tron cryptocurrency token, by creating content on the platform. The idea is to create an ecosystem for sharing content that offers a more direct, creator-to-consumer payment system without the need for a middle man, such as Netflix of Apple TV. 

This may sound like something of a novelty, but Tron already has some big names on board, including Samsung, Baidu and Global Social Chain. There are also several prominent analysts predicting growth for TRX in 2021 - both TradingBeasts and DigitalCoinPrice predict that the price of Tron will increase by between 100% and 150% throughout the coming year.

It’s fair to say that Tron is unlikely to be the best cryptocurrency to buy in 2021, but its low token price and potential for growth makes it an interesting speculative investment - assuming it is part of a diversified portfolio.

Read More: What Will Drive The TRX Price In 2021?


Where To Buy Crypto In 2021

Identifying the top cryptocurrencies that could make you a millionaire in 2021 requires careful research and close monitoring of the crypto markets. But once you’ve picked your top crypto investments, you’ll need to find a broker that can facilitate the transactions. 

Choosing the right broker will depend largely on personal preference. Some platforms cater to novice investors, with simple interfaces and step-by-step guides, whilst others feature a host of complex analytical tools aimed at the professional traders. 



The coming year looks to be an exciting time for cryptocurrency. Following large-scale acquisitions from institutional investors and the adoption of cryptocurrency by popular payment platforms like PayPal, even the more conservative industry commentators are predicting an upwards trend across all the major cryptocurrencies. These announcements alone have spurred a rush to buy crypto in 2021. 

This is fantastic news for the would-be cryptocurrency investor, but if you are new to the market it’s advisable to approach with caution. Whilst there are plenty of reasons to believe big things are coming for the top cryptocurrencies in 2021, it should be remembered that nothing is guaranteed and any legislation changes or regulator sanctions could quickly put pay to any bullish trends. 

No one can say for sure what will be the best cryptocurrency to buy in 2021, but if you are planning to buy crypto in the coming months, then the seven coins listed above are all good options to consider. However, as always any investments you make should form part of a diversified portfolio. 


What are the top cryptocurrencies to invest in 2021?

There is plenty of excitement surrounding digital currency as an investment asset, but choosing the best cryptocurrency to invest in 2021 depends on numerous factors. Many of the top crypto investments may also be better suited to a longer-term investment strategy. You can find some of our suggestions for top cryptocurrencies in 2021 here

Should I buy Bitcoin in 2021?

Bitcoin is by far the biggest digital currency and remains arguably the best cryptocurrency to buy in 2021. Whilst all cryptos experience a high degree of volatility day to day, BTC offers relative stability and is one of the top crypto investments for those new to the market. 

What is the best cryptocurrency to invest in?

Choosing the top crypto investments depends on your goals and your overall investment strategy. For example, the best cryptocurrency to buy in 2021 may experience a change in fortune following year, whilst a token that has a low price throughout 2021 might be the perfect investment for a longer-term strategy. 

Is 2021 a good time to buy crypto?

the top cryptocurrencies in 2021 are expected to see impressive growth and anyone looking to capitalise on this should be looking to add crypto to their portfolio sooner rather than later. As The last 12 months or so have been an interesting time for the cryptocurrency market. There has been a surge of interest from institutional investors and online payments giant PayPal has begun supporting transactions in digital currency