What To Invest In Right Now? Top 15 Picks

The markets are slowly recovering from a highly turbulent period. A perfect combination of rising inflation due to excessive spending during the pandemic and the war in Ukraine all created the perfect recipe for a downturn. 

However, this also created the perfect opportunity for investors looking to buy the dip and ride up with the markets as they normalize.

This guide looks at different asset classes and comprehensively answers the question – what to invest in right now? 

 

When searching for what to invest in right now, it is always best to aim for diversification. The idea is to cut on potential losses in case things don’t work out. 

81% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.

Reviewing The Best Assets To Invest In Now

In the coming sections, we will explore 15 assets across different. Each asset class discussed below will come with its upside potential and the risk involved.

Up to this point, you have a good idea of what to invest in. Let’s now take an in-depth look at the 15 best sectors to invest in right now.

1. Ethereum – Overall Top Investment For 2023 And Beyond

Now is the opportune time to invest in Ethereum as it is currently trading at a discount following its large price drop late last year. Despite the sudden decrease in value, many experts believe that Ethereum's market potential remains untapped mainly as it continues to revolutionize how businesses manage and secure digital assets. 

Already widely used by corporate giants like Microsoft and JPMorgan Chase, Ethereum may be the best crypto asset to invest in, considering it is accessible and has been vetted by recognizable establishments. 

Ethereum is also one of the best way to invest $10k today as it has managed to stay ahead of the competition, and with its new Proof-of-Stake algorithm, Ethereum could solidify its superiority even further. The PoS algorithm allows for faster block processing times and decreases mining costs, making it a more efficient platform. 

By switching to PoS, Ethereum can increase scalability and performance, allowing developers to build blockchain projects more efficiently. All these features combined make it likely that Ethereum will remain one of the leading cryptocurrencies going forward.

If you're an investor wondering what to invest in right now, Ethereum could be an excellent choice.

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

2. Toncoin – New Cryptocurrency With Lots Of Growth Potential

Still, what to invest in right now? If you have a solid diversified portfolio of stocks, bonds, and top cryptocurrencies to invest in, how about taking on more risk for a higher return? 

You can do this by investing in Toncoin, a new but fast-growing cryptocurrency with a lot of potential going into the future. So, what exactly is Toncoin?

Toncoin (TON) is an innovative crypto-financial network that has seen an impressive comeback since its initial unveiling in 2018. Developed by Telegram and later taken over by the TON Foundation, Toncoin is a decentralized layer-1 blockchain that performs transactions at incredible speed. 

Unlike other blockchains, transactions are instantly confirmed on the Toncoin network, allowing for top-of-the-line security and user accessibility. With the rebranding from "Telegram Open Network" to "The Open Network," Toncoin is taking cryptocurrency and blockchain technology to new heights of efficiency and potential.

The best part is that the TON price prediction is still close to its relaunch level. This means it is in an excellent position to grow as more people know about it and the broader cryptocurrency market increases in value.

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

3. Stock Index Funds – Buy Into Top Index Funds Like The S&P 500

When trying to answer the question, “what should I invest in right now?” always consider that markets are largely random. As such, it is best to diversify your risks. 

Warren Buffet and other top investors are veritable oracles in investing. Their perennial advice for the average investor is to stick with low-cost index funds such as the S&P 500. 

Unsurprisingly, this conservative strategy usually yields more consistent returns than attempting to pick winning stocks from losers. After all, it can often be hard to tell which companies may soar in the short term and which will stay afloat in the long haul, essentially gambling with your hard-earned money.

Investing in index funds is less exciting than picking individual performers, but it takes a lot of guesswork out of playing the stock market. If you're a casual investor looking for reliable returns, index funds like the S&P 500 are what you're looking for.

81% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.

4. Recession-Proof Stocks – Buy Stocks That Do Well In Recessions

When looking for what to invest in during a downturn, remember that there are stocks with a history of doing well during market downturns. 

One of the best tactics is to look for the best and most undervalued stocks in industries that people will always need to spend on regardless of their financial situation. For example, groceries, medicine, and utility stocks are generally considered "recession-proof," as consumers need these items regardless of the state of the economy. 

Of course, no investment is fool-proof in a recession, but this avenue can provide stability and returns even during economic downturns. Knowing which industries are safe investments amidst a recession can help investors navigate out of difficult times with confidence.

Investing in recession-proof stocks can be a great way to safeguard against economic downturns and stock market volatility. While many investors may be tempted to pick individual stocks as winners, selecting which specific stocks will do well in a recession is no easy task. 

The best option is often to invest through an Exchange Traded Fund (ETF) specializing in recession-proof stocks. ETFs spread and diversify risk over different activities and companies, so investing through ETFs is generally seen as the safest way to get exposure to select recession-proof stocks.

Considering the need for financial stability during economic uncertainty, these ETFs are a solid long-term investment choice. With such ETFs, you get an instant entry into hundreds of recession-proof stocks, ensuring you ride out the tough times without much of a dent in your portfolio. 

Your capital is at risk.

5. Tech Stocks – The 2022 Recession Turned Tech Stocks Into Buys

The tech sector felt the brunt of the bear market that hit in 2022, with many stocks performing worse than usual. Many technology companies saw their stock value plummet as investors began to pull back out of fear and uncertainty. 

The riskier parts of the tech industry, such as venture capital-backed startups and some publicly traded tech giants, saw even more severe losses than those in other sectors. The downturn in the tech sector is nothing strange, and this sector is high growth and can become overvalued pretty fast, as was the case before the 2022 crash. 

To give you an idea of how big of a hit the tech sector took in 2022, consider the performance of Meta, Facebook's parent company: their shares have plunged by an astronomical 70%, a startling figure considering their past success. Other giants in the tech sector, such as Google and Amazon, have also not been spared, with share prices plummeting by around 40% over a year. 

While such a price drop may feel painful, it presents a unique opportunity for anyone wondering what to invest in right now. That’s because while the prices have dropped, the core fundamentals of these companies have remained the same or even gotten better. 

For instance, the potential and future implications of Microsoft and Google's advances in AI technology are significant. As two of the world's largest tech companies, their values could be drastically affected in the long term by the applications of these new technologies. 

Both companies are investing heavily in the research and development of AI tools, from big data analysis to automated systems. With these moves towards the development of AI capabilities, there is a strong chance that Microsoft and Google will experience substantial rewards over time as these innovative technologies gain traction in the market. By successfully leveraging AI advancements, Microsoft stock and Google stock may become even more profitable long-term than they are today.

The same can be said of any of the other leading tech companies. In essence, for an investor thinking long-term, the current price correction presents a fantastic opportunity to invest in tech stocks. 

Your capital is at risk.

6. Bond ETF – Protect Yourself From Volatility With A Diversified Bond Portfolio

Investing in bonds is a great way to reduce exposure to the broader stock market. However, picking out successful bonds is a challenging feat. Without proper market knowledge and experience in the evaluation and risk assessment of bonds, investors may miss out on profitable opportunities or, worse, o unprofitable investments. 

To minimize this potential pitfall, novice investors should consider investing in Bond ETFs. Bond ETFs are managed portfolios that typically reflect the bond components of a specific index, such as global government bonds or corporate high-yield bonds - allowing investors to gain diversified exposure with less uncertainty and without needing individual selection and analysis.

If you are unsure what to invest in right now and would like to consider bond ETFs, then you are in luck. That’s because many good quality bond ETFs are in the market today. Some of them, like the Vanguard Total International Bond ETF, give you access to thousands of bonds at a go from all across the globe.

81% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.

7. Bitcoin – Undervalued Cryptocurrency To Buy Now At Record Lows

If you follow finance-related news, you must have heard of cryptocurrencies and how much wealth they have created in just a few years. However, with so many coins in the market today, it is only natural to wonder which is the best cryptocurrency to invest in today.

While there are many promising cryptocurrencies, analysts advise that you buy Bitcoin before any of the others. Bitcoin's network effect is one of its most potent advantages over competing cryptocurrencies. 

The fact that it is accepted, used, and traded worldwide has given it its place as the world's leading cryptocurrency and afforded it a place in commerce and finance that few currencies can match. 

While other cryptocurrencies have strong network effects, none can compare to Bitcoin’s - even those with special utility functions may not reach the same level of recognition around the globe. 

Bitcoin has become more than simply an asset; it is now becoming a reliable means of payment and an alternative currency to fiat currencies, which gives reason for its unrivaled network effect.

Institutional investors are also increasingly investing in Bitcoin, showing a tangible commitment and trust in the digital asset with their capital. The increasing liquidity and adoption cause further optimism regarding Bitcoin's growth potential. 

Hedge funds, financial institutions, and other traditional large-scale players that have adopted Bitcoin has created a vibrant environment around the cryptocurrency and will only help its underlying value, offering more convenience to all stakeholders. Moving forward, this trend of institutional investment into Bitcoin is expected to continue as long-term investors prepare themselves for further growth of the cryptocurrency.

The best part is that not only is Bitcoin discounted, but you can also invest in Bitcoin quite easily. With a top cryptocurrency broker like eToro, you can invest in Bitcoin for as low as $10. You can consider investing in a crypto ETF if you want a more diverse portfolio. This would give you access to Bitcoin and other top cryptocurrencies. 

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

8. Metals – Recession-proof Asset Class That Grows In Value In Market Downturns

Precious metals like gold and silver have been integral to human civilization for thousands of years. Ancient peoples used these metals to make elaborate ornaments, jewelry, and other objects and tools for both practical and symbolic purposes. 

As a store of value, precious metals like gold and silver transferred wealth from one generation to the next; they could also be traded easily between cultures thanks to their universally recognized value. 

Even in the electronic age with our modern financial systems, precious metals remain popular investments worldwide because of their ability to withstand inflation and economic ups and downs over time. It's no surprise that these treasured elements have been a cornerstone of the financial system for millennia.

Investing in precious metals has been a timeless tradition for centuries, but modern technology allows you to invest in them without ever having to own them physically. Exchange-traded funds (ETFs) make it easier than ever, allowing investors to purchase precious metals from their computers or smartphones. 

ETFs trade on stock exchanges like regular stocks and bonds and can expose investors to gold and silver. Not only does this eliminate the hassle of storing physical metal, but it also helps keep investing costs down. 

Furthermore, being exchange-traded makes it easier to time your investments wisely when working within today's turbulent markets. ETFs could be worth considering if you're looking for what to invest in now and diversify your portfolio with something as classic as gold or silver.

As investors seek to invest in precious metals, due diligence must be followed. ETFs (Exchange Traded funds) offer one of the safest routes by pooling investments from multiple people and investing in various pre-selected stocks, bonds, and commodities. 

It is best to purchase only ETFs backed with physical quantities of the metal being held at an independent storage facility rather than those that derive their value from derivatives. This ensures a more secure investment as investors can be confident that the value of their ETF is underpinned by precious metals such as gold or silver. With this means of investing, security, and confidence in these assets increase, ensuring peace of mind for the investor.

81% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.

9. Dividend Stocks – Buy Into Stocks That Have A History Of Dividend Payouts

In times of economic uncertainty, prudent investors often turn to dividend-yielding stocks for reassurance. This is because the steady, recurring streams of income associated with dividend investing can provide a buffer during turbulent markets when stock prices are declining. 

Furthermore, mature and stable companies retain dividends even during a recession. Many dividend stocks are also blue chips, meaning they’re well-established firms with solid balance sheets, and investors consider them less risky investments. Ultimately, dividend stocks mean investors don’t have to sacrifice potential returns in exchange for security during economic instability.

There are many dividend-paying blue chip stocks you can try out today, the most notable being Coca-Cola. However, if you want a broad range of good stocks to invest in now, consider ETFs that track dividend stocks. Such ETFs broaden your investment and lower the risks even further. 

Your capital is at risk.

10. 401 (k) – One Of The Best Long-term Investments With Low Tax Implications

Don't just look at the potential profits when looking for what to invest in to make money. Also, consider how taxes could affect your portfolio long term. One of the best ways to build wealth long-term while keeping your tax obligations low is through a 401 (k). 

401 (k) plans are an excellent way to build personal wealth and financial security. With these plans, workers can set aside a percentage of their earnings in tax-advantaged accounts that allow them to enjoy the benefits of compound interest. And, because most employers will match contributions up to a certain amount, they can multiply their savings faster.

From a long-term perspective, enrolling in one of these plans is a wise decision—by saving now and allowing those savings to grow over time, workers can enjoy comfortable financial stability during retirement. 

No matter how attractive other investment opportunities may be, it makes sense to participate in employer-sponsored 401 (k) programs: there's no easier way for people to prepare for their future.

11. Treasures – Buy Treasury Bonds To Protect Yourself From Inflation

The inflation crisis of 2022 has caused investors to scramble for ways to protect their investments. With the economy in chaos and the stock market reeling between highs and lows, they have had to think out of the box to devise viable strategies. 

If you are a retail investor trying to decide what to invest in during inflation, it may be worth considering treasury inflation-protected securities. 

Treasury inflation-protected securities (TIPs) are an excellent way for investors to protect their portfolios from unexpected rises in inflation. These US government-issued bonds have an essential feature: a principal value adjusted according to the Consumer Price Index (CPI). 

This ensures that the amount of money received upon maturity increases with inflation, allowing investors to maintain the real value of their investments over time. TIPs may also offer income tax benefits, as the interest earned on them is exempt from state and local taxes, making them useful as part of a diversified investment strategy.

Treasury bonds are an excellent way to protect your long-term wealth in economic uncertainty. As bond values increase when interest rates rise, they're one of the most reliable investments in preserving wealth during times of high inflation. 

Similarly, during periods with elevated market risks, treasury bonds bring peace of mind as their value remains in line with their face value. While it's true that Treasury bonds won't make you rich overnight, they offer remarkable stability and protection for anyone concerned with retaining their savings over time.

81% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.

12. Electric Car Stocks – High Potential Stocks As Policies Now Favor Electric Cars

Another answer to what to invest in right now is electric car stocks. With governments worldwide showing increased dedication to supporting the electrification of vehicles, electric car stocks are looking up. Companies such as Tesla and Nio are expected to benefit significantly from this initiative, making them long-term investments with excellent growth potential.

As the number of electric cars on the road increases and production costs fall, investing in those stocks will become increasingly popular. This push towards a greener future is projected to drive these stocks higher in the coming years, creating opportunities for many people to get involved in transportation transformation.

Tesla has already made huge inroads into the United States car market, a sign that they are well-positioned to take advantage of the move toward electric vehicles. Their success so far is impressive and speaks volumes about their advancements in technological innovation which have transformed the driving experience.

This makes Tesla one of the best investments to consider today. Similarly, Nio has been gaining traction in China, one of the fastest-growing electric car markets globally. 

These are not just the only top electric car stocks to watch. There are many, and all of them took a severe hit in the 2022 bear market. This makes them good stocks to consider for the long-term investment. 

Your capital is at risk.

13. Polygon – High Potential Cryptocurrency With A Fast-Growing Ecosystem

Polygon is another of the top cryptocurrencies to invest in today. Like the other leading cryptocurrencies, Polygon’s price is trading at a huge discount after a heavily bearish 2022. 

This presents a massive buying opportunity for anyone looking to buy cryptocurrencies now. One thing that makes Polygon stand out from other best altcoins is its dominant position among the Ethereum layer-2 solutions. 

Polygon has quickly established itself as one of the most appealing Ethereum layer-2 scaling solutions due to its scalability and security. It is no wonder many projects are turning to Polygon for their needs. Developers of games, DeFi projects, and blockchain-based platforms have found success with Polygon's great features and capabilities, increasing the demand for products using it. 

As more projects continue to be built on Polygon, it will undoubtedly become a major force in the blockchain industry going forward. At current prices and the prospects that Polygon holds for the future, it stands up among next crypto to explode and one of the top option on what to invest in now. The best part is that you can easily buy Polygon and other cryptocurrencies on eToro.

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

14. Dogecoin – Undervalued Cryptocurrency To Buy Now Thanks To Elon Musk

If you are still wondering what to invest in right now, how about considering Dogecoin? 

Dogecoin is the Best meme coin, and like other cryptocurrencies, it is trading at massive lows at current prices. While the odds are that the cryptocurrency market as a whole will see new highs again, there is every reason to be more excited about Dogecoin.

Dogecoin has become one of the most beloved coins in the cryptocurrency world and now enjoys a special place in Elon Musk's heart. With Twitter soon scheduled to be made into an all-encompassing super app, this love affair will likely bring huge rewards for Dogecoin enthusiasts. 

The possibility of Dogecoin being integrated into such a powerful app platform could mean more exposure and utility than ever before. This comes right at the time when digital currencies are taking off by the storm and making their way into the lives of everyday people. Due to Elon Musk's support, Dogecoin may be on the brink of seeing its biggest boom.

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

15. Shiba Inu – Undervalued Meme Coin With Explosive Growth Potential

Like Dogecoin, Shiba Inu stands out as one of the most popular meme coins in the market today. If you are wondering what to invest in today, this meme coin is a consideration as any other. 

For starters, Shiba Inu has, in the past, proven to be a life-changing investment. The ascent of Shiba Inu as one of the best-performing assets ever in 2020-2021 has been unprecedented. Over one year, its return grew by a staggering 48,000,000%. What's particularly remarkable is that this fantastic performance took place during an incredibly volatile economy due to the pandemic. 

Unlike in 2021, Shiba Inu has much better fundamentals now, including a layer-2 platform for faster transactions. The new layer-2 solution for Shiba Inu is an innovative development that will drastically improve the speed and affordability of transactions on the network, opening it up to a much wider audience. 

With the technology making SHIB more cost-effective, more users can use its many excellent features, now available at little to no cost. This could spark widespread adoption across various industries and send SHIB prices soaring. 

Furthermore, with more usage comes an increased demand for better infrastructure and support services to meet consumer needs - creating a virtuous circle of growth and success. This makes SHIB one of the best meme coins to buy now and hold for the future.

Crypto asset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

How To Select What To Invest In Now For High Potential Return

Up to this point, we have looked at different assets you can buy now, from stocks, and precious metals, to cryptocurrencies. 

However, to make your investment journey even easier, you must understand the rationale behind choosing specific assets as your long-term investments. 

The section below looks at vital factors when choosing what to invest in. 

Consider Your Risk Tolerance

Knowing your risk tolerance is a crucial part of investing. Suppose you are willing to take on an above-average amount of risk. In that case, plenty of exciting opportunities are available in the stock market, ranging from tech stocks to cryptocurrencies. 

On the other hand, if safety and stability are your priorities, purchasing low-risk investments such as Exchange-Traded Funds (ETFs), bonds, and dividend-paying stocks may be more suitable based on your goals. 

By carefully evaluating your risk tolerance before investing, you can make well-informed decisions that best align with your financial plans.

Time 

As an investor, it is essential to consider how long you will keep a particular asset. If you are looking for a portfolio that will provide returns over the long term, then it would be wise to invest in assets with a sizable holding period. 

On the other hand, investing in short-term assets may prove beneficial if you are more interested in catching short-term trends. Ultimately, an investment strategy should match your objectives and goals, whether short or long-term. 

By deploying proper research and due diligence while also employing some careful risk management approaches, investors can determine what works best for them when planning out their portfolios as they seek to reach their financial objectives.

Potential Return

When investing, having a clear target return in mind is crucial. Without specifying your performance expectations, any investment can become a gamble. For conservative and predictable investments, stocks and bonds tend to be the most reliable - though returns may typically be lower than those with riskier assets. 

However, if you seek high returns on your investments, you should be willing to take on more risk by investing in things like cryptocurrencies. Not only could these yield higher returns, but cryptocurrencies provide several distinct advantages over traditional assets that cannot be found elsewhere. 

Ultimately, what to invest in right now will depend on how much risk you are comfortable with - and this finally requires having a clear goal in mind before taking the plunge.

Consider the Asset Liquidity 

Liquidity is key when choosing what to invest in now. If you need the ability to access your money easily or want to cash out quickly, highly liquid investments such as bonds and mutual funds are better. These assets are already large pools of buyers and sellers, and it's easier to purchase and liquidate them should you need quick access to cash. 

On the other hand, long-term investments such as land can have difficulty providing quick liquidity but provide opportunities for great growth and success if given due patience. Knowing your situation will help you decide which type of investment is most suitable for your needs and help you make smart choices when considering where to put your money.

81% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.

Conclusion - Best Assets To Invest Right Now 

In summary, it is clear that choosing what to invest in right now is not a one-size fit all affair. Different investors have diverse risk appetites and financial obligations. 

For instance, an investor with a low-risk appetite may want to consider the S&P 500 for its low risk and proven growth over time. However, a new cryptocurrency such as Toncoin would make a better investment for an investor seeking fast growth. 

The bottom line is that for newbie investors, the best assets to invest in right now are those with low risk and have the potential to go up in value consistently over time. 

eToro – Best Platform For Crypto and Stock Investors

81% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.

eToro USA LLC does not offer CFDs, only real Crypto assets available.

eToro is a multi-asset platform which offers both investing in stocks and cryptoassets, as well as trading CFDs.

Past performance is not an indication of future results. Trading history presented is less than 5 complete years and may not suffice as basis for investment decision.

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